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UTME vs MO: Dividend Comparison 2026

UTME yields 432.25% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UTME wins by $20293.75M in total portfolio value
10 years
UTME
UTME
● Live price
432.25%
Share price
$0.46
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20293.83M
Annual income
$13,946,685,318.87
Full UTME calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — UTME vs MO

📍 UTME pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUTMEMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UTME + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UTME pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UTME
Annual income on $10K today (after 15% tax)
$36,740.87/yr
After 10yr DRIP, annual income (after tax)
$11,854,682,521.04/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, UTME beats the other by $11,854,657,897.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UTME + MO for your $10,000?

UTME: 50%MO: 50%
100% MO50/50100% UTME
Portfolio after 10yr
$10146.95M
Annual income
$6,973,357,143.70/yr
Blended yield
68.72%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

UTME
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UTME buys
0
MO buys
0
No recent congressional trades found for UTME or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUTMEMO
Forward yield432.25%6.27%
Annual dividend / share$2.00$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$20293.83M$77.7K
Annual income after 10y$13,946,685,318.87$28,968.54
Total dividends collected$19721.78M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UTME vs MO ($10,000, DRIP)

YearUTME PortfolioUTME Income/yrMO PortfolioMO Income/yrGap
1← crossover$53,925$43,224.55$10,558$768.31+$43.4KUTME
2$275,537$217,837.81$11,352$1,015.87+$264.2KUTME
3$1,335,087$1,040,262.62$12,482$1,367.86+$1.32MUTME
4$6,139,280$4,710,736.64$14,103$1,883.39+$6.13MUTME
5$26,813,799$20,244,769.16$16,472$2,664.91+$26.80MUTME
6$111,326,892$82,636,126.92$20,024$3,897.79+$111.31MUTME
7$439,767,315$320,647,540.73$25,537$5,933.74+$439.74MUTME
8$1,654,320,129$1,183,769,102.09$34,478$9,476.77+$1654.29MUTME
9$5,931,909,341$4,161,786,803.07$49,776$16,022.63+$5931.86MUTME
10$20,293,828,314$13,946,685,318.87$77,699$28,968.54+$20293.75MUTME

UTME vs MO: Complete Analysis 2026

UTMEStock

United Time Technology Co., Ltd., through its subsidiaries, designs, develops, manufactures, and sells mobile phones, accessories, and related consumer electronics. It also offers consumer electronics, such as power banks, Bluetooth speakers, batteries, chargers, and cell phone parts, molds, and shells; and distributes face masks. In addition, the company provides electronics manufacturing services, including original equipment manufacturer and original design manufacturer services. It sells its products under the UTime and Do brand names in South America, South Asia, Southeast Asia, and Africa. The company was incorporated in 2008 and is headquartered in Shenzhen, China. United Time Technology Co., Ltd. was a former subsidiary of Nollec Wireless Company, Ltd.

Full UTME Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.