Is UTME or QYLD a better dividend investment in 2026?

UTME currently yields 432.25% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: UTME offers higher current income.

What is the dividend yield difference between UTME and QYLD?

UTME has a forward dividend yield of 432.25% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 420.33 percentage points.

Home › Compare › UTME vs QYLD

UTME vs QYLD: Dividend Comparison 2026

UTME yields 432.25% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UTME wins by $20293.80M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UTME

● Live price

432.25%

Share price

$0.46

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20293.83M

Annual income

$13,946,685,318.87

Full UTME calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — UTME vs QYLD

📍 UTME pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UTME	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UTME + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UTME pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UTME

Annual income on $10K today (after 15% tax)

$36,740.87/yr

After 10yr DRIP, annual income (after tax)

$11,854,682,521.04/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, UTME beats the other by $11,854,677,710.63/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UTME + QYLD for your $10,000?

UTME: 50%QYLD: 50%

100% QYLD50/50100% UTME

Portfolio after 10yr

$10146.93M

Annual income

$6,973,345,489.09/yr

Blended yield

68.72%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UTME buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUTMEQYLD

Forward yield	432.25% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20293.83M ✓	$25.4K
Annual income after 10y	$13,946,685,318.87 ✓	$5,659.31
Total dividends collected	$19721.78M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UTME vs QYLD ($10,000, DRIP)

Year	UTME Portfolio	UTME Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$53,925	$43,224.55	$10,352	$1,192.36	+$43.6K → UTME
2	$275,537	$217,837.81	$10,830	$1,347.57	+$264.7K → UTME
3	$1,335,087	$1,040,262.62	$11,460	$1,539.07	+$1.32M → UTME
4	$6,139,280	$4,710,736.64	$12,275	$1,777.84	+$6.13M → UTME
5	$26,813,799	$20,244,769.16	$13,323	$2,078.95	+$26.80M → UTME
6	$111,326,892	$82,636,126.92	$14,667	$2,463.34	+$111.31M → UTME
7	$439,767,315	$320,647,540.73	$16,396	$2,960.57	+$439.75M → UTME
8	$1,654,320,129	$1,183,769,102.09	$18,631	$3,612.97	+$1654.30M → UTME
9	$5,931,909,341	$4,161,786,803.07	$21,548	$4,482.15	+$5931.89M → UTME
10	$20,293,828,314	$13,946,685,318.87	$25,398	$5,659.31	+$20293.80M → UTME

UTME vs QYLD: Complete Analysis 2026

UTME — Stock

United Time Technology Co., Ltd., through its subsidiaries, designs, develops, manufactures, and sells mobile phones, accessories, and related consumer electronics. It also offers consumer electronics, such as power banks, Bluetooth speakers, batteries, chargers, and cell phone parts, molds, and shells; and distributes face masks. In addition, the company provides electronics manufacturing services, including original equipment manufacturer and original design manufacturer services. It sells its products under the UTime and Do brand names in South America, South Asia, Southeast Asia, and Africa. The company was incorporated in 2008 and is headquartered in Shenzhen, China. United Time Technology Co., Ltd. was a former subsidiary of Nollec Wireless Company, Ltd.

Full UTME Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.