Is UTOLF or JEPQ a better dividend investment in 2026?

UTOLF currently yields 3610.11% with a 5% 5-year dividend growth rate. JEPQ yields 11.47% with 5% growth. The better choice depends on your goal: UTOLF offers higher current income.

What is the dividend yield difference between UTOLF and JEPQ?

UTOLF has a forward dividend yield of 3610.11% ($2.00/share annually). JEPQ yields 11.47% ($6.16/share annually). The yield gap is 3598.64 percentage points.

Home › Compare › UTOLF vs JEPQ

UTOLF vs JEPQ: Dividend Comparison 2026

UTOLF yields 3610.11% · JEPQ yields 11.47%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UTOLF wins by $2673668901481.03M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UTOLF

● Live price

3610.11%

Share price

$0.06

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2673668901481.08M

Annual income

$2,535,508,792,592,407,600.00

Full UTOLF calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.47%

Share price

$53.77

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.8K

Annual income

$2,269.18

Full JEPQ calculator →

Portfolio growth — UTOLF vs JEPQ

📍 UTOLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UTOLF	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UTOLF + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UTOLF pays

JEPQ pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UTOLF

Annual income on $10K today (after 15% tax)

$306,859.21/yr

After 10yr DRIP, annual income (after tax)

$2,155,182,473,703,546,400.00/yr

JEPQ

Annual income on $10K today (after 15% tax)

$974.55/yr

After 10yr DRIP, annual income (after tax)

$1,928.80/yr

At 15% tax rate, UTOLF beats the other by $2,155,182,473,703,544,300.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UTOLF + JEPQ for your $10,000?

UTOLF: 50%JEPQ: 50%

100% JEPQ50/50100% UTOLF

Portfolio after 10yr

$1336834450740.56M

Annual income

$1,267,754,396,296,204,800.00/yr

Blended yield

94.83%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UTOLF buys

JEPQ buys

No recent congressional trades found for UTOLF or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUTOLFJEPQ

Forward yield	3610.11% ✓	11.47%
Annual dividend / share	$2.00	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2673668901481.08M ✓	$45.8K
Annual income after 10y	$2,535,508,792,592,407,600.00 ✓	$2,269.18
Total dividends collected	$2664202959883.60M ✓	$17.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UTOLF vs JEPQ ($10,000, DRIP)

Year	UTOLF Portfolio	UTOLF Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$371,711	$361,010.83	$11,967	$1,146.53	+$359.7K → UTOLF
2	$12,939,005	$12,541,274.35	$14,216	$1,268.02	+$12.92M → UTOLF
3	$421,838,526	$407,993,791.14	$16,774	$1,392.20	+$421.82M → UTOLF
4	$12,882,626,917	$12,431,259,693.40	$19,667	$1,518.21	+$12882.61M → UTOLF
5	$368,589,262,545	$354,804,851,744.38	$22,925	$1,645.21	+$368589.24M → UTOLF
6	$9,881,720,839,473	$9,487,330,328,549.32	$26,578	$1,772.40	+$9881720.81M → UTOLF
7	$248,284,915,641,493	$237,711,474,343,256.90	$30,656	$1,899.04	+$248284915.61M → UTOLF
8	$5,847,591,470,912,463	$5,581,926,611,176,066.00	$35,194	$2,024.45	+$5847591470.88M → UTOLF
9	$129,121,597,092,212,720	$122,864,674,218,336,380.00	$40,228	$2,148.01	+$129121597092.17M → UTOLF
10	$2,673,668,901,481,075,000	$2,535,508,792,592,407,600.00	$45,796	$2,269.18	+$2673668901481.03M → UTOLF

UTOLF vs JEPQ: Complete Analysis 2026

UTOLF — Stock

TraceSafe Inc. provides a suite of real-time location management services and contact tracing solutions enabled through Bluetooth beacons and enterprise cloud management in the British Virgin Islands, Japan, and internationally. Its cloud management solution ensures user privacy and administrative control. The company's patented contact tracing bracelet deploys in mission-critical quarantine applications in partnership with governments. It also engages in the development of solutions for enterprise, healthcare, education, government, and large-scale venue management. The company was formerly known as Blockchain Holdings Ltd. and changed its name to TraceSafe Inc. in June 2020. TraceSafe Inc. is headquartered in Road Town, the British Virgin Islands.

Full UTOLF Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.