Is UUMMF or RYLD a better dividend investment in 2026?

UUMMF currently yields 25.98% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: UUMMF offers higher current income.

What is the dividend yield difference between UUMMF and RYLD?

UUMMF has a forward dividend yield of 25.98% ($2.00/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 21.98 percentage points.

Home › Compare › UUMMF vs RYLD

UUMMF vs RYLD: Dividend Comparison 2026

UUMMF yields 25.98% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UUMMF wins by $451837703.12M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UUMMF

● Live price

25.98%

Share price

$7.70

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$451837703.15M

Annual income

$448,520,989,813,083.80

Full UUMMF calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — UUMMF vs RYLD

📍 UUMMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UUMMF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UUMMF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UUMMF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UUMMF

Annual income on $10K today (after 15% tax)

$2,208.17/yr

After 10yr DRIP, annual income (after tax)

$381,242,841,341,121.25/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, UUMMF beats the other by $381,242,841,340,356.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UUMMF + RYLD for your $10,000?

UUMMF: 50%RYLD: 50%

100% RYLD50/50100% UUMMF

Portfolio after 10yr

$225918851.59M

Annual income

$224,260,494,906,991.50/yr

Blended yield

99.27%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UUMMF buys

RYLD buys

No recent congressional trades found for UUMMF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUUMMFRYLD

Forward yield	25.98% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	100% ✓	5%
Portfolio after 10y	$451837703.15M ✓	$28.0K
Annual income after 10y	$448,520,989,813,083.80 ✓	$899.19
Total dividends collected	$451617889.06M ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: UUMMF vs RYLD ($10,000, DRIP)

Year	UUMMF Portfolio	UUMMF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$15,896	$5,195.68	$11,120	$420.00	+$4.8K → UUMMF
2	$32,446	$15,437.18	$12,357	$458.31	+$20.1K → UUMMF
3	$93,613	$58,896.63	$13,721	$499.76	+$79.9K → UUMMF
4	$417,795	$317,628.33	$15,227	$544.58	+$402.6K → UUMMF
5	$3,096,702	$2,649,661.50	$16,885	$593.02	+$3.08M → UUMMF
6	$40,022,519	$36,709,048.13	$18,713	$645.34	+$40.00M → UUMMF
7	$929,621,429	$886,797,333.87	$20,724	$701.81	+$929.60M → UUMMF
8	$39,495,720,961	$38,501,026,031.81	$22,938	$762.73	+$39495.70M → UUMMF
9	$3,099,732,086,613	$3,057,471,665,184.31	$25,372	$828.41	+$3099732.06M → UUMMF
10	$451,837,703,145,759	$448,520,989,813,083.80	$28,047	$899.19	+$451837703.12M → UUMMF

UUMMF vs RYLD: Complete Analysis 2026

UUMMF — Stock

UUUM Co.,Ltd. operates as an online creator network in Japan. The company provides services that are focused on creating content in various medium, including development of promotion plans, media planning services, and video marketing consulting. It also provides content creation services; jointly operates the BonBonTV channel; develops games; and sells original merchandise, as well as holds offline events featuring appearances by UUUM creators. The company was incorporated in 2013 and is based in Tokyo, Japan.

Full UUMMF Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.