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UVRBY vs PM: Dividend Comparison 2026

UVRBY yields 3.46% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UVRBY wins by $196.8K in total portfolio value· pulled ahead in Year 5
10 years
UVRBY
UVRBY
● Live price
3.46%
Share price
$10.35
Annual div
$0.36
5Y div CAGR
48.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$246.4K
Annual income
$117,058.02
Full UVRBY calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — UVRBY vs PM

📍 UVRBY pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUVRBYPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UVRBY + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UVRBY pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UVRBY
Annual income on $10K today (after 15% tax)
$294.14/yr
After 10yr DRIP, annual income (after tax)
$99,499.32/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, UVRBY beats the other by $97,381.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UVRBY + PM for your $10,000?

UVRBY: 50%PM: 50%
100% PM50/50100% UVRBY
Portfolio after 10yr
$148.0K
Annual income
$59,775.02/yr
Blended yield
40.39%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

UVRBY
No analyst data
Altman Z
3.5
Piotroski
7/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UVRBY buys
0
PM buys
0
No recent congressional trades found for UVRBY or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUVRBYPM
Forward yield3.46%3.48%
Annual dividend / share$0.36$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR48.3%17.2%
Portfolio after 10y$246.4K$49.6K
Annual income after 10y$117,058.02$2,492.02
Total dividends collected$211.7K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UVRBY vs PM ($10,000, DRIP)

YearUVRBY PortfolioUVRBY Income/yrPM PortfolioPM Income/yrGap
1$11,213$513.19$11,648$408.29$435.00PM
2$12,796$797.56$13,589$495.90$793.00PM
3$14,953$1,261.41$15,877$603.21$924.00PM
4$18,042$2,043.02$18,580$734.88$538.00PM
5← crossover$22,722$3,416.68$21,781$896.75+$941.00UVRBY
6$30,276$5,963.68$25,578$1,096.12+$4.7KUVRBY
7$43,409$11,013.51$30,092$1,342.17+$13.3KUVRBY
8$68,334$21,885.76$35,470$1,646.46+$32.9KUVRBY
9$120,867$47,749.78$41,892$2,023.58+$79.0KUVRBY
10$246,385$117,058.02$49,578$2,492.02+$196.8KUVRBY

UVRBY vs PM: Complete Analysis 2026

UVRBYStock

Universal Robina Corporation operates as a branded food product company in the Philippines and internationally. It operates through three segments: Branded Consumer Foods, Agro-Industrial Products, and Commodity Food Products. The Branded Consumer Foods segment manufactures and distributes a range of salty snacks, chocolates, candies, biscuits, packed cakes, beverages, instant noodles, pasta, and bakery products, as well as ready-to-drink tea products. This segment also manufactures bi-axially oriented polypropylene films that are used in packaging; and flexible packaging materials for various branded products. The Agro-Industrial Products segment engages in hog and poultry farming; and manufacturing and distributing animal feeds, glucose, and soya products, as well as animal health products. The Commodity Food Products segment is involved in sugar milling and refining, as well as flour milling and pasta manufacturing activities. This segment is also involved in renewable energy business. The company sells its branded food products to supermarkets, wholesalers, convenience stores, trading companies, and distributors, as well as consumer food products through retailers and distributors to approximately 250,000 retail outlets. Its licensed brands include Nissin Cup Noodles, Nissin Yakisoba Instant Noodles and Nissin Pasta Express, Vitasoy, Calbee and B'lue, and others. The company was incorporated in 1954 and is headquartered in Quezon City, the Philippines. Universal Robina Corporation is a subsidiary of JG Summit Holdings, Inc.

Full UVRBY Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.