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UYG vs XYLD: Dividend Comparison 2026

UYG yields 14.56% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UYG wins by $26.7K in total portfolio value
10 years
UYG
UYG
● Live price
14.56%
Share price
$73.41
Annual div
$10.69
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$52.0K
Annual income
$3,585.16
Full UYG calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — UYG vs XYLD

📍 UYG pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUYGXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UYG + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UYG pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UYG
Annual income on $10K today (after 15% tax)
$1,237.91/yr
After 10yr DRIP, annual income (after tax)
$3,047.39/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, UYG beats the other by $311.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UYG + XYLD for your $10,000?

UYG: 50%XYLD: 50%
100% XYLD50/50100% UYG
Portfolio after 10yr
$38.6K
Annual income
$3,402.09/yr
Blended yield
8.80%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UYG buys
0
XYLD buys
0
No recent congressional trades found for UYG or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUYGXYLD
Forward yield14.56% ✓10.98%
Annual dividend / share$10.69 ✓$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$52.0K ✓$25.3K
Annual income after 10y$3,585.16 ✓$3,219.02
Total dividends collected$24.7K ✓$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: UYG vs XYLD ($10,000, DRIP)

YearUYG PortfolioUYG Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$12,156$1,456.37$10,818$1,098.39+$1.3K → UYG
2$14,662$1,654.59$11,738$1,222.51+$2.9K → UYG
3$17,553$1,865.06$12,774$1,364.64+$4.8K → UYG
4$20,869$2,086.79$13,944$1,527.86+$6.9K → UYG
5$24,648$2,318.64$15,270$1,715.87+$9.4K → UYG
6$28,933$2,559.40$16,775$1,933.09+$12.2K → UYG
7$33,766$2,807.78$18,490$2,184.87+$15.3K → UYG
8$39,192$3,062.43$20,450$2,477.63+$18.7K → UYG
9$45,258$3,322.01$22,697$2,819.19+$22.6K → UYG
10$52,011$3,585.16$25,280$3,219.02+$26.7K → UYG

UYG vs XYLD: Complete Analysis 2026

UYG — Stock

ProShares Ultra Financials seeks daily investment results, before fees and expenses, that correspond to two times (2x) the daily performance of the S&P Financial Select SectorSM Index.

Full UYG Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.