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V vs APD: Dividend Comparison 2026

V yields 0.89% · APD yields 2.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 V wins by $1.08M in total portfolio value· pulled ahead in Year 5
10 years
V
V
● Live price
0.89%
Share price
$299.54
Annual div
$2.68
5Y div CAGR
91.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.16M
Annual income
$875,822.68
Full V calculator →
APD
APD
● Live price
2.46%
Share price
$291.56
Annual div
$7.16
5Y div CAGR
42.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$84.4K
Annual income
$25,407.75
Full APD calculator →

Portfolio growth — V vs APD

📍 V pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVAPD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, V + APD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
V pays
APD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

V
Annual income on $10K today (after 15% tax)
$76.05/yr
After 10yr DRIP, annual income (after tax)
$744,449.28/yr
APD
Annual income on $10K today (after 15% tax)
$208.74/yr
After 10yr DRIP, annual income (after tax)
$21,596.59/yr
At 15% tax rate, V beats the other by $722,852.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of V + APD for your $10,000?

V: 50%APD: 50%
100% APD50/50100% V
Portfolio after 10yr
$623.7K
Annual income
$450,615.21/yr
Blended yield
72.24%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on V right now

V
Analyst Ratings
53
Buy
8
Hold
Consensus: Buy
Price Target
$377.83
+26.1% upside vs current
Range: $160.00 — $425.00
Altman Z
7.5
Piotroski
7/9
APD
Analyst Ratings
23
Buy
19
Hold
Consensus: Buy
Price Target
$296.33
+1.6% upside vs current
Range: $255.00 — $335.00
Altman Z
2.6
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

V buys
0
APD buys
0
No recent congressional trades found for V or APD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVAPD
Forward yield0.89%2.46% ✓
Annual dividend / share$2.68$7.16 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR91.7% ✓42.5%
Portfolio after 10y$1.16M$84.4K ✓
Annual income after 10y$875,822.68 ✓$25,407.75
Total dividends collected$1.12M$58.3K ✓
Payment frequencyquarterlyquarterly
SectorFinancialsMaterials
Analyst consensusBuyBuy
Analyst price target$377.83 ✓$296.33

Year-by-year: V vs APD ($10,000, DRIP)

YearV PortfolioV Income/yrAPD PortfolioAPD Income/yrGap
1$10,872$171.51$11,050$349.95$178.00 → APD
2$11,967$334.06$12,338$514.98$371.00 → APD
3$13,463$658.79$13,968$765.81$505.00 → APD
4$15,733$1,327.88$16,100$1,154.58$367.00 → APD
5← crossover$19,615$2,780.20$19,000$1,772.38+$615.00 → V
6$27,198$6,209.82$23,115$2,785.49+$4.1K → V
7$44,528$15,426.41$29,246$4,513.18+$15.3K → V
8$92,893$45,248.43$38,898$7,604.83+$54.0K → V
9$268,515$169,119.42$55,092$13,470.41+$213.4K → V
10$1,163,134$875,822.68$84,356$25,407.75+$1.08M → V

V vs APD: Complete Analysis 2026

V — Financials

Visa Inc. operates as a payments technology company worldwide. The company facilitates digital payments among consumers, merchants, financial institutions, businesses, strategic partners, and government entities. It operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. In addition, the company offers card products, platforms, and value-added services. It provides its services under the Visa, Visa Electron, Interlink, VPAY, and PLUS brands. Visa Inc. has a strategic agreement with Ooredoo to provide an enhanced payment experience for Visa cardholders and Ooredoo customers in Qatar. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

Full V Calculator →

APD — Materials

Air Products and Chemicals, Inc. provides atmospheric gases, process and specialty gases, equipment, and services worldwide. The company produces atmospheric gases, including oxygen, nitrogen, and argon; process gases, such as hydrogen, helium, carbon dioxide, carbon monoxide, syngas; specialty gases; and equipment for the production or processing of gases comprising air separation units and non-cryogenic generators for customers in various industries, including refining, chemical, gasification, metals, manufacturing, food and beverage, electronics, magnetic resonance imaging, energy production and refining, and metals. It also designs and manufactures equipment for air separation, hydrocarbon recovery and purification, natural gas liquefaction, and liquid helium and liquid hydrogen transport and storage. Air Products and Chemicals, Inc. has a strategic collaboration with Baker Hughes Company to develop hydrogen compression systems. The company was founded in 1940 and is headquartered in Allentown, Pennsylvania.

Full APD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.