Is V or HD a better dividend investment in 2026?

V currently yields 0.89% with a 5% 5-year dividend growth rate. HD yields 2.85% with 5% growth. The better choice depends on your goal: HD offers higher current income.

What is the dividend yield difference between V and HD?

V has a forward dividend yield of 0.89% ($2.68/share annually). HD yields 2.85% ($9.23/share annually). The yield gap is 1.96 percentage points.

Home › Compare › V vs HD

V vs HD: Dividend Comparison 2026

V yields 0.89% · HD yields 2.85%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 V wins by $884.1K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

● Live price

0.89%

Share price

$299.54

Annual div

$2.68

5Y div CAGR

91.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.16M

Annual income

$875,822.68

Full V calculator →

● Live price

2.85%

Share price

$323.50

Annual div

$9.23

5Y div CAGR

53.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$279.0K

Annual income

$142,668.82

Full HD calculator →

Portfolio growth — V vs HD

📍 V pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	V	HD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, V + HD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

V pays

HD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

Annual income on $10K today (after 15% tax)

$76.05/yr

After 10yr DRIP, annual income (after tax)

$744,449.28/yr

Annual income on $10K today (after 15% tax)

$242.52/yr

After 10yr DRIP, annual income (after tax)

$121,268.50/yr

At 15% tax rate, V beats the other by $623,180.78/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of V + HD for your $10,000?

V: 50%HD: 50%

100% HD50/50100% V

Portfolio after 10yr

$721.1K

Annual income

$509,245.75/yr

Blended yield

70.62%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on V right now

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$377.83

+26.1% upside vs current

Range: $160.00 — $425.00

Altman Z

7.5

Piotroski

7/9

Analyst Ratings

Strong

Buy

Hold

Sell

Consensus: Buy

Price Target

$408.08

+26.1% upside vs current

Range: $320.00 — $454.00

Altman Z

5.6

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

V buys

HD buys

No recent congressional trades found for V or HD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVHD

Forward yield	0.89%	2.85% ✓
Annual dividend / share	$2.68	$9.23 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	91.7% ✓	53.4%
Portfolio after 10y	$1.16M	$279.0K ✓
Annual income after 10y	$875,822.68 ✓	$142,668.82
Total dividends collected	$1.12M	$244.1K ✓
Payment frequency	quarterly	quarterly
Sector	Financials	Consumer Discretionary
Analyst consensus	Buy	Buy
Analyst price target	$377.83	$408.08 ✓

Year-by-year: V vs HD ($10,000, DRIP)

Year	V Portfolio	V Income/yr	HD Portfolio	HD Income/yr	Gap
1	$10,872	$171.51	$11,138	$437.68	$266.00 → HD
2	$11,967	$334.06	$12,616	$698.86	$649.00 → HD
3	$13,463	$658.79	$14,634	$1,134.92	$1.2K → HD
4	$15,733	$1,327.88	$17,546	$1,887.33	$1.8K → HD
5	$19,615	$2,780.20	$22,018	$3,244.11	$2.4K → HD
6	$27,198	$6,209.82	$29,396	$5,836.38	$2.2K → HD
7← crossover	$44,528	$15,426.41	$42,625	$11,170.93	+$1.9K → V
8	$92,893	$45,248.43	$68,831	$23,222.23	+$24.1K → V
9	$268,515	$169,119.42	$127,410	$53,760.90	+$141.1K → V
10	$1,163,134	$875,822.68	$278,997	$142,668.82	+$884.1K → V

V vs HD: Complete Analysis 2026

V — Financials

Visa Inc. operates as a payments technology company worldwide. The company facilitates digital payments among consumers, merchants, financial institutions, businesses, strategic partners, and government entities. It operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. In addition, the company offers card products, platforms, and value-added services. It provides its services under the Visa, Visa Electron, Interlink, VPAY, and PLUS brands. Visa Inc. has a strategic agreement with Ooredoo to provide an enhanced payment experience for Visa cardholders and Ooredoo customers in Qatar. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

Full V Calculator →

HD — Consumer Discretionary

The Home Depot, Inc. operates as a home improvement retailer. It operates The Home Depot stores that sell various building materials, home improvement products, lawn and garden products, and décor products, as well as facilities maintenance, repair, and operations products The company also offers installation services for flooring, cabinets and cabinet makeovers, countertops, furnaces and central air systems, and windows. In addition, it provides tool and equipment rental services. The company primarily serves homeowners; and professional renovators/remodelers, general contractors, maintenance professionals, handymen, property managers, building service contractors, and specialty tradesmen, such as electricians, plumbers, and painters. It also sells its products through websites, including homedepot.com; blinds.com, an online site for custom window coverings; and thecompanystore.com, an online site for textiles and décor products. As of December 31, 2021, the company operated 2,317 stores in the United States. The Home Depot, Inc. was incorporated in 1978 and is based in Atlanta, Georgia.

Full HD Calculator →

📬

Get this V vs HD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

V vs SCHD V vs JEPI V vs O V vs KO V vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.