Is V or JCI a better dividend investment in 2026?

V currently yields 0.89% with a 5% 5-year dividend growth rate. JCI yields 4.00% with 5% growth. The better choice depends on your goal: JCI offers higher current income.

What is the dividend yield difference between V and JCI?

V has a forward dividend yield of 0.89% ($2.68/share annually). JCI yields 4.00% ($2.00/share annually). The yield gap is 3.11 percentage points.

Home › Compare › V vs JCI

V vs JCI: Dividend Comparison 2026

V yields 0.89% · JCI yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 V wins by $1.14M in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

● Live price

0.89%

Share price

$299.54

Annual div

$2.68

5Y div CAGR

91.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.16M

Annual income

$875,822.68

Full V calculator →

JCI

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full JCI calculator →

Portfolio growth — V vs JCI

📍 V pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	V	JCI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, V + JCI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

V pays

JCI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

Annual income on $10K today (after 15% tax)

$76.05/yr

After 10yr DRIP, annual income (after tax)

$744,449.28/yr

JCI

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, V beats the other by $743,684.97/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of V + JCI for your $10,000?

V: 50%JCI: 50%

100% JCI50/50100% V

Portfolio after 10yr

$595.6K

Annual income

$438,360.94/yr

Blended yield

73.60%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on V right now

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$377.83

+26.1% upside vs current

Range: $160.00 — $425.00

Altman Z

7.5

Piotroski

7/9

JCI

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$136.75

+173.5% upside vs current

Range: $124.00 — $154.00

Altman Z

2.7

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

V buys

JCI buys

No recent congressional trades found for V or JCI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVJCI

Forward yield	0.89%	4.00% ✓
Annual dividend / share	$2.68 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	91.7% ✓	5%
Portfolio after 10y	$1.16M	$28.0K ✓
Annual income after 10y	$875,822.68 ✓	$899.19
Total dividends collected	$1.12M	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Financials	Industrials
Analyst consensus	Buy	Buy
Analyst price target	$377.83 ✓	$136.75

Year-by-year: V vs JCI ($10,000, DRIP)

Year	V Portfolio	V Income/yr	JCI Portfolio	JCI Income/yr	Gap
1	$10,872	$171.51	$11,120	$420.00	$248.00 → JCI
2	$11,967	$334.06	$12,357	$458.31	$390.00 → JCI
3	$13,463	$658.79	$13,721	$499.76	$258.00 → JCI
4← crossover	$15,733	$1,327.88	$15,227	$544.58	+$506.00 → V
5	$19,615	$2,780.20	$16,885	$593.02	+$2.7K → V
6	$27,198	$6,209.82	$18,713	$645.34	+$8.5K → V
7	$44,528	$15,426.41	$20,724	$701.81	+$23.8K → V
8	$92,893	$45,248.43	$22,938	$762.73	+$70.0K → V
9	$268,515	$169,119.42	$25,372	$828.41	+$243.1K → V
10	$1,163,134	$875,822.68	$28,047	$899.19	+$1.14M → V

V vs JCI: Complete Analysis 2026

V — Financials

Visa Inc. operates as a payments technology company worldwide. The company facilitates digital payments among consumers, merchants, financial institutions, businesses, strategic partners, and government entities. It operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. In addition, the company offers card products, platforms, and value-added services. It provides its services under the Visa, Visa Electron, Interlink, VPAY, and PLUS brands. Visa Inc. has a strategic agreement with Ooredoo to provide an enhanced payment experience for Visa cardholders and Ooredoo customers in Qatar. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

Full V Calculator →

JCI — Industrials

JCI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in JCI shares.

Full JCI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.