HomeCompareVAQTF vs SCHD

VAQTF vs SCHD: Dividend Comparison 2026

VAQTF yields 7.95% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VAQTF wins by $4.8K in total portfolio value
10 years
VAQTF
VAQTF
● Live price
7.95%
Share price
$25.16
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.9K
Annual income
$1,314.72
Full VAQTF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — VAQTF vs SCHD

📍 VAQTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVAQTFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VAQTF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VAQTF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VAQTF
Annual income on $10K today (after 15% tax)
$675.68/yr
After 10yr DRIP, annual income (after tax)
$1,117.51/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, VAQTF beats the other by $755.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VAQTF + SCHD for your $10,000?

VAQTF: 50%SCHD: 50%
100% SCHD50/50100% VAQTF
Portfolio after 10yr
$31.4K
Annual income
$870.33/yr
Blended yield
2.77%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VAQTF buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVAQTFSCHD
Forward yield7.95%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.9K$29.0K
Annual income after 10y$1,314.72$425.95
Total dividends collected$10.6K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VAQTF vs SCHD ($10,000, DRIP)

YearVAQTF PortfolioVAQTF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,495$794.91$11,226$346.36+$269.00VAQTF
2$13,154$853.97$12,572$357.38+$582.00VAQTF
3$14,988$913.26$14,046$367.84+$942.00VAQTF
4$17,009$972.52$15,660$377.73+$1.3KVAQTF
5$19,231$1,031.50$17,425$387.07+$1.8KVAQTF
6$21,667$1,089.96$19,354$395.86+$2.3KVAQTF
7$24,332$1,147.69$21,461$404.13+$2.9KVAQTF
8$27,240$1,204.50$23,762$411.89+$3.5KVAQTF
9$30,407$1,260.23$26,272$419.15+$4.1KVAQTF
10$33,850$1,314.72$29,010$425.95+$4.8KVAQTF

VAQTF vs SCHD: Complete Analysis 2026

VAQTFStock

va-Q-tec AG develops, produces, and markets vacuum insulation panels and phase change materials in Germany, rest of European Union, and internationally. It also manufactures and distributes thermal packaging solutions and thermal energy storage components. The company supplies temperature controlled supply chain systems for healthcare and logistics companies; insulation of refrigeration/freezing equipment and food containers to appliance and food companies; insulating water boilers, pipelines, laboratory equipment, and ultra-low temperature refrigeration units for technics and industry; building insulation solutions for facades, roofs, and floors; and insulation in refrigeration trucks, cars, trains, and aircraft. It also offers container rental and thermal consulting services. va-Q-tec AG was founded in 2001 and is headquartered in Würzburg, Germany.

Full VAQTF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.