Home › Compare › VB vs SCHD

VB vs SCHD: Dividend Comparison 2026

VB yields 1.38% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.3K in total portfolio value
10 years
VB
VB
● Live price
1.38%
Share price
$253.84
Annual div
$3.50
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.7K
Annual income
$150.82
Full VB calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — VB vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVBSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VB + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VB pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VB
Annual income on $10K today (after 15% tax)
$117.23/yr
After 10yr DRIP, annual income (after tax)
$128.20/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $233.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VB + SCHD for your $10,000?

VB: 50%SCHD: 50%
100% SCHD50/50100% VB
Portfolio after 10yr
$25.3K
Annual income
$288.38/yr
Blended yield
1.14%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VB buys
0
SCHD buys
0
No recent congressional trades found for VB or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVBSCHD
Forward yield1.38%3.46% ✓
Annual dividend / share$3.50 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.7K$29.0K ✓
Annual income after 10y$150.82$425.95 ✓
Total dividends collected$1.4K$3.9K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VB vs SCHD ($10,000, DRIP)

YearVB PortfolioVB Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,838$137.92$11,226$346.36$388.00 → SCHD
2$11,736$139.70$12,572$357.38$836.00 → SCHD
3$12,699$141.38$14,046$367.84$1.3K → SCHD
4$13,731$142.97$15,660$377.73$1.9K → SCHD
5$14,837$144.48$17,425$387.07$2.6K → SCHD
6$16,021$145.90$19,354$395.86$3.3K → SCHD
7$17,290$147.24$21,461$404.13$4.2K → SCHD
8$18,649$148.50$23,762$411.89$5.1K → SCHD
9$20,104$149.70$26,272$419.15$6.2K → SCHD
10$21,662$150.82$29,010$425.95$7.3K → SCHD

VB vs SCHD: Complete Analysis 2026

VB — Stock

Seeks to track the performance of the CRSP US Small Cap Index, which measures the investment return of small-capitalization stocks. Provides a convenient way to match the performance of a diversified group of small companies. Follows a passively managed, full-replication approach.

Full VB Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this VB vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VB vs JEPIVB vs OVB vs KOVB vs MAINVB vs VYMVB vs DGROVB vs VIGVB vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.