Is VBCJ or QYLD a better dividend investment in 2026?

VBCJ currently yields 2.65% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between VBCJ and QYLD?

VBCJ has a forward dividend yield of 2.65% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.27 percentage points.

Home › Compare › VBCJ vs QYLD

VBCJ vs QYLD: Dividend Comparison 2026

VBCJ yields 2.65% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $1.7K in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

VBCJ

● Live price

2.65%

Share price

$75.55

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.6K

Annual income

$314.04

Full VBCJ calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — VBCJ vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VBCJ	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VBCJ + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

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Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

VBCJ pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VBCJ

Annual income on $10K today (after 15% tax)

$225.02/yr

After 10yr DRIP, annual income (after tax)

$266.93/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,543.48/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VBCJ + QYLD for your $10,000?

VBCJ: 50%QYLD: 50%

100% QYLD50/50100% VBCJ

Portfolio after 10yr

$24.5K

Annual income

$2,986.68/yr

Blended yield

12.18%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VBCJ buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVBCJQYLD

Forward yield	2.65%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.6K	$25.4K ✓
Annual income after 10y	$314.04	$5,659.31 ✓
Total dividends collected	$2.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VBCJ vs QYLD ($10,000, DRIP)

Year	VBCJ Portfolio	VBCJ Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,965	$264.73	$10,352	$1,192.36	+$613.00 → VBCJ
2	$12,004	$271.28	$10,830	$1,347.57	+$1.2K → VBCJ
3	$13,121	$277.55	$11,460	$1,539.07	+$1.7K → VBCJ
4	$14,323	$283.55	$12,275	$1,777.84	+$2.0K → VBCJ
5	$15,615	$289.28	$13,323	$2,078.95	+$2.3K → VBCJ
6	$17,003	$294.74	$14,667	$2,463.34	+$2.3K → VBCJ
7	$18,493	$299.94	$16,396	$2,960.57	+$2.1K → VBCJ
8	$20,093	$304.88	$18,631	$3,612.97	+$1.5K → VBCJ
9	$21,809	$309.58	$21,548	$4,482.15	+$261.00 → VBCJ
10← crossover	$23,649	$314.04	$25,398	$5,659.31	$1.7K → QYLD

VBCJ vs QYLD: Complete Analysis 2026

VBCJ — Stock

VBCJ is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in VBCJ shares.

Full VBCJ Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.