HomeCompareVBFC vs VIG

VBFC vs VIG: Dividend Comparison 2026

VBFC yields 0.90% · VIG yields 1.64%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $11.4K in total portfolio value
10 years
VBFC
VBFC
● Live price
0.90%
Share price
$80.21
Annual div
$0.72
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$95.15
Full VBFC calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — VBFC vs VIG

📍 VIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVBFCVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VBFC + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VBFC pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VBFC
Annual income on $10K today (after 15% tax)
$76.30/yr
After 10yr DRIP, annual income (after tax)
$80.88/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, VIG beats the other by $71.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VBFC + VIG for your $10,000?

VBFC: 50%VIG: 50%
100% VIG50/50100% VBFC
Portfolio after 10yr
$26.6K
Annual income
$137.16/yr
Blended yield
0.51%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VBFC buys
0
VIG buys
0
No recent congressional trades found for VBFC or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVBFCVIG
Forward yield0.90%1.64%
Annual dividend / share$0.72$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.9K$32.4K
Annual income after 10y$95.15$179.15
Total dividends collected$927.00$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VBFC vs VIG ($10,000, DRIP)

YearVBFC PortfolioVBFC Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$10,790$89.76$11,304$163.92$514.00VIG
2$11,636$90.52$12,759$166.33$1.1KVIG
3$12,541$91.23$14,382$168.52$1.8KVIG
4$13,511$91.90$16,192$170.52$2.7KVIG
5$14,549$92.52$18,210$172.34$3.7KVIG
6$15,661$93.12$20,460$173.98$4.8KVIG
7$16,851$93.67$22,968$175.48$6.1KVIG
8$18,125$94.20$25,763$176.83$7.6KVIG
9$19,488$94.69$28,878$178.05$9.4KVIG
10$20,947$95.15$32,350$179.15$11.4KVIG

VBFC vs VIG: Complete Analysis 2026

VBFCStock

Village Bank and Trust Financial Corp. primarily operates as the bank holding company for Village Bank that provides banking and related financial services to small and medium sized businesses, professionals, and individuals. It operates in two segments, Traditional Commercial Banking and Mortgage Banking. The company accepts checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and other depository services. It also offers secured and unsecured commercial business loans for various purposes, such as funding working capital needs, business expansion, and purchase of equipment and machinery; loans for acquiring, developing, constructing, and owning commercial real estate properties; and secured and unsecured consumer loans for financing automobiles, home improvements, education, and personal investments, as well as originates mortgage loans, real estate construction loans, and acquisition loans for sale in the secondary market. In addition, the company offers online and mobile banking, and remote deposit capture services for business clients. It provides its products and services through nine full-service branch banking offices and a mortgage loan production office in Central Virginia in the counties of Chesterfield, Hanover, Henrico, Powhatan, James City, and Richmond City. The company was founded in 1999 and is headquartered in Midlothian, Virginia.

Full VBFC Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.