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VBLTX vs PEP: Dividend Comparison 2026

VBLTX yields 13.31% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $93.9K in total portfolio value· pulled ahead in Year 7
10 years
VBLTX
VBLTX
● Live price
13.31%
Share price
$15.03
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.0K
Annual income
$3,041.47
Full VBLTX calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — VBLTX vs PEP

📍 PEP pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVBLTXPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VBLTX + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VBLTX pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VBLTX
Annual income on $10K today (after 15% tax)
$1,131.07/yr
After 10yr DRIP, annual income (after tax)
$2,585.25/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PEP beats the other by $50,009.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VBLTX + PEP for your $10,000?

VBLTX: 50%PEP: 50%
100% PEP50/50100% VBLTX
Portfolio after 10yr
$95.0K
Annual income
$32,458.58/yr
Blended yield
34.18%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

VBLTX
No analyst data
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VBLTX buys
0
PEP buys
0
No recent congressional trades found for VBLTX or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVBLTXPEP
Forward yield13.31%3.63%
Annual dividend / share$2.00$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$48.0K$141.9K
Annual income after 10y$3,041.47$61,875.67
Total dividends collected$21.6K$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: VBLTX vs PEP ($10,000, DRIP)

YearVBLTX PortfolioVBLTX Income/yrPEP PortfolioPEP Income/yrGap
1$12,031$1,330.67$10,849$509.42+$1.2KVBLTX
2$14,369$1,496.16$11,969$750.47+$2.4KVBLTX
3$17,045$1,670.05$13,500$1,124.14+$3.5KVBLTX
4$20,089$1,851.45$15,680$1,721.66+$4.4KVBLTX
5$23,535$2,039.41$18,929$2,715.34+$4.6KVBLTX
6$27,415$2,232.90$24,023$4,450.80+$3.4KVBLTX
7← crossover$31,765$2,430.88$32,510$7,669.92$745.00PEP
8$36,621$2,632.32$47,709$14,093.60$11.1KPEP
9$42,021$2,836.19$77,415$28,083.48$35.4KPEP
10$48,004$3,041.47$141,922$61,875.67$93.9KPEP

VBLTX vs PEP: Complete Analysis 2026

VBLTXStock

The investment seeks to track the performance of the Bloomberg Barclays U.S. Long Government/Credit Float Adjusted Index. Bloomberg Barclays U.S. Long Government/Credit Float Adjusted Index includes all medium and larger issues of U.S. government, investment-grade corporate, and investment-grade international dollar-denominated bonds that have maturities of greater than 10 years and are publicly issued. All of its investments will be selected through the sampling process, and at least 80% of the fund&#39;s assets will be invested in bonds held in the index.

Full VBLTX Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.