Is VBMFX or HDV a better dividend investment in 2026?

VBMFX currently yields 3.83% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: VBMFX offers higher current income.

What is the dividend yield difference between VBMFX and HDV?

VBMFX has a forward dividend yield of 3.83% ($0.37/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 0.91 percentage points.

Home › Compare › VBMFX vs HDV

VBMFX vs HDV: Dividend Comparison 2026

VBMFX yields 3.83% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VBMFX wins by $1.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VBMFX

● Live price

3.83%

Share price

$9.66

Annual div

$0.37

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.6K

Annual income

$489.71

Full VBMFX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — VBMFX vs HDV

📍 VBMFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VBMFX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VBMFX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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VBMFX pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VBMFX

Annual income on $10K today (after 15% tax)

$325.48/yr

After 10yr DRIP, annual income (after tax)

$416.25/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, VBMFX beats the other by $116.43/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VBMFX + HDV for your $10,000?

VBMFX: 50%HDV: 50%

100% HDV50/50100% VBMFX

Portfolio after 10yr

$25.0K

Annual income

$421.21/yr

Blended yield

1.69%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VBMFX buys

HDV buys

No recent congressional trades found for VBMFX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVBMFXHDV

Forward yield	3.83% ✓	2.92%
Annual dividend / share	$0.37	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.6K ✓	$24.3K
Annual income after 10y	$489.71 ✓	$352.73
Total dividends collected	$4.4K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VBMFX vs HDV ($10,000, DRIP)

Year	VBMFX Portfolio	VBMFX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,083	$382.92	$11,002	$292.38	+$81.00 → VBMFX
2	$12,255	$396.62	$12,084	$300.36	+$171.00 → VBMFX
3	$13,523	$409.89	$13,250	$308.02	+$273.00 → VBMFX
4	$14,892	$422.70	$14,506	$315.35	+$386.00 → VBMFX
5	$16,370	$435.05	$15,858	$322.35	+$512.00 → VBMFX
6	$17,963	$446.93	$17,313	$329.04	+$650.00 → VBMFX
7	$19,678	$458.33	$18,878	$335.42	+$800.00 → VBMFX
8	$21,525	$469.26	$20,560	$341.49	+$965.00 → VBMFX
9	$23,512	$479.72	$22,367	$347.25	+$1.1K → VBMFX
10	$25,647	$489.71	$24,307	$352.73	+$1.3K → VBMFX

VBMFX vs HDV: Complete Analysis 2026

VBMFX — Stock

The investment seeks to track the performance of the Bloomberg U.S. Aggregate Float Adjusted Index. This index measures the performance of a wide spectrum of public, investment-grade, taxable, fixed income securities in the United States-including government, corporate, and international dollar-denominated bonds, as well as mortgage-backed and asset-backed securities-all with maturities of more than 1 year. All of the fund's investments will be selected through the sampling process, and at least 80% of its assets will be invested in bonds held in the index.

Full VBMFX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.