Is VBTIX or QYLD a better dividend investment in 2026?

VBTIX currently yields 3.62% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between VBTIX and QYLD?

VBTIX has a forward dividend yield of 3.62% ($0.35/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.30 percentage points.

Home › Compare › VBTIX vs QYLD

VBTIX vs QYLD: Dividend Comparison 2026

VBTIX yields 3.62% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $119.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

VBTIX

● Live price

3.62%

Share price

$9.68

Annual div

$0.35

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$456.49

Full VBTIX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — VBTIX vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VBTIX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VBTIX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

VBTIX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VBTIX

Annual income on $10K today (after 15% tax)

$307.50/yr

After 10yr DRIP, annual income (after tax)

$388.02/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,422.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VBTIX + QYLD for your $10,000?

VBTIX: 50%QYLD: 50%

100% QYLD50/50100% VBTIX

Portfolio after 10yr

$25.3K

Annual income

$3,057.91/yr

Blended yield

12.07%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VBTIX buys

QYLD buys

No recent congressional trades found for VBTIX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVBTIXQYLD

Forward yield	3.62%	11.92% ✓
Annual dividend / share	$0.35	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.3K	$25.4K ✓
Annual income after 10y	$456.49	$5,659.31 ✓
Total dividends collected	$4.1K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VBTIX vs QYLD ($10,000, DRIP)

Year	VBTIX Portfolio	VBTIX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,062	$361.77	$10,352	$1,192.36	+$710.00 → VBTIX
2	$12,210	$374.00	$10,830	$1,347.57	+$1.4K → VBTIX
3	$13,451	$385.82	$11,460	$1,539.07	+$2.0K → VBTIX
4	$14,789	$397.21	$12,275	$1,777.84	+$2.5K → VBTIX
5	$16,233	$408.17	$13,323	$2,078.95	+$2.9K → VBTIX
6	$17,788	$418.70	$14,667	$2,463.34	+$3.1K → VBTIX
7	$19,462	$428.79	$16,396	$2,960.57	+$3.1K → VBTIX
8	$21,262	$438.45	$18,631	$3,612.97	+$2.6K → VBTIX
9	$23,199	$447.68	$21,548	$4,482.15	+$1.7K → VBTIX
10← crossover	$25,279	$456.49	$25,398	$5,659.31	$119.00 → QYLD

VBTIX vs QYLD: Complete Analysis 2026

VBTIX — Stock

This fund is designed to provide broad exposure to U.S. investment-grade bonds. Reflecting this goal, the fund invests in U.S. Treasuries and mortgage-backed securities of all maturities (short-, intermediate-, and long-term issues). As with other bond funds, one of the risks of the fund is that increases in interest rates may cause the price of the bonds in the portfolio to decrease—pricing the fund’s net asset value (NAV) lower. Because the fund invests in several segments and maturities of the fixed income market, investors may consider the fund their core bond holding.

Full VBTIX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.