HomeCompareVBTLX vs DIVO

VBTLX vs DIVO: Dividend Comparison 2026

VBTLX yields 3.61% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $5.5K in total portfolio value
10 years
VBTLX
VBTLX
● Live price
3.61%
Share price
$9.68
Annual div
$0.35
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$454.70
Full VBTLX calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — VBTLX vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVBTLXDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VBTLX + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VBTLX pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VBTLX
Annual income on $10K today (after 15% tax)
$306.52/yr
After 10yr DRIP, annual income (after tax)
$386.50/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $447.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VBTLX + DIVO for your $10,000?

VBTLX: 50%DIVO: 50%
100% DIVO50/50100% VBTLX
Portfolio after 10yr
$28.0K
Annual income
$718.19/yr
Blended yield
2.57%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VBTLX buys
0
DIVO buys
0
No recent congressional trades found for VBTLX or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVBTLXDIVO
Forward yield3.61%6.49%
Annual dividend / share$0.35$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.3K$30.7K
Annual income after 10y$454.70$981.68
Total dividends collected$4.1K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VBTLX vs DIVO ($10,000, DRIP)

YearVBTLX PortfolioVBTLX Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,061$360.61$11,349$649.42$288.00DIVO
2$12,208$372.76$12,833$688.83$625.00DIVO
3$13,447$384.50$14,459$727.90$1.0KDIVO
4$14,784$395.82$16,238$766.49$1.5KDIVO
5$16,225$406.71$18,179$804.47$2.0KDIVO
6$17,778$417.17$20,293$841.71$2.5KDIVO
7$19,450$427.19$22,591$878.14$3.1KDIVO
8$21,248$436.79$25,087$913.65$3.8KDIVO
9$23,182$445.95$27,791$948.18$4.6KDIVO
10$25,259$454.70$30,718$981.68$5.5KDIVO

VBTLX vs DIVO: Complete Analysis 2026

VBTLXStock

This fund is designed to provide broad exposure to U.S. investment-grade bonds. Reflecting this goal, the fund invests in U.S. Treasuries and mortgage-backed securities of all maturities (short-, intermediate-, and long-term issues). As with other bond funds, one of the risks of the fund is that increases in interest rates may cause the price of the bonds in the portfolio to decrease—pricing the fund’s net asset value (NAV) lower. Because the fund invests in several segments and maturities of the fixed income market, investors may consider the fund their core bond holding.

Full VBTLX Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.