HomeCompareVBTX vs MAIN

VBTX vs MAIN: Dividend Comparison 2026

VBTX yields 3.50% · MAIN yields 7.09%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $47.06M in total portfolio value
10 years
VBTX
VBTX
● Live price
3.50%
Share price
$30.26
Annual div
$1.06
5Y div CAGR
58.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$888.9K
Annual income
$573,207.86
Full VBTX calculator →
MAIN
Main Street Capital Corporation
● Live price
7.09%
Share price
$51.65
Annual div
$3.66
5Y div CAGR
72.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.95M
Annual income
$40,208,699.11
Full MAIN calculator →

Portfolio growth — VBTX vs MAIN

📍 MAIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVBTXMAIN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VBTX + MAIN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VBTX pays
MAIN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VBTX
Annual income on $10K today (after 15% tax)
$297.75/yr
After 10yr DRIP, annual income (after tax)
$487,226.68/yr
MAIN
Annual income on $10K today (after 15% tax)
$602.32/yr
After 10yr DRIP, annual income (after tax)
$34,177,394.24/yr
At 15% tax rate, MAIN beats the other by $33,690,167.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VBTX + MAIN for your $10,000?

VBTX: 50%MAIN: 50%
100% MAIN50/50100% VBTX
Portfolio after 10yr
$24.42M
Annual income
$20,390,953.49/yr
Blended yield
83.51%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on VBTX right now

VBTX
Analyst Ratings
6
Buy
4
Hold
Consensus: Buy
Price Target
$30.33
+0.2% upside vs current
Range: $28.00 — $33.00
Altman Z
-0.7
Piotroski
6/9
MAIN
Analyst Ratings
2
Buy
11
Hold
Consensus: Hold
Price Target
$65.25
+26.3% upside vs current
Range: $60.00 — $70.00
Altman Z
1.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VBTX buys
0
MAIN buys
0
No recent congressional trades found for VBTX or MAIN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVBTXMAIN
Forward yield3.50%7.09%
Annual dividend / share$1.06$3.66
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR58.8%72.7%
Portfolio after 10y$888.9K$47.95M
Annual income after 10y$573,207.86$40,208,699.11
Total dividends collected$835.8K$46.82M
Payment frequencyquarterlymonthly
SectorStockBDC
Analyst consensusBuyHold
Analyst price target$30.33$65.25

Year-by-year: VBTX vs MAIN ($10,000, DRIP)

YearVBTX PortfolioVBTX Income/yrMAIN PortfolioMAIN Income/yrGap
1← crossover$11,256$556.27$12,464$1,223.78$1.2KMAIN
2$12,973$929.28$16,353$2,343.58$3.4KMAIN
3$15,471$1,589.56$23,105$4,724.42$7.6KMAIN
4$19,367$2,813.27$36,226$10,256.23$16.9KMAIN
5$25,950$5,226.69$65,426$24,707.64$39.5KMAIN
6$38,160$10,393.37$142,101$68,562.02$103.9KMAIN
7$63,514$22,682.61$388,521$228,799.95$325.0KMAIN
8$123,989$56,030.02$1,397,868$961,169.80$1.27MMAIN
9$295,001$162,332.73$6,884,663$5,313,459.69$6.59MMAIN
10$888,859$573,207.86$47,947,060$40,208,699.11$47.06MMAIN

VBTX vs MAIN: Complete Analysis 2026

VBTXStock

Veritex Holdings, Inc. operates as the bank holding company for Veritex Community Bank that provides various commercial banking products and services to small and medium-sized businesses, and professionals. The company accepts deposit products include demand, savings, money market, and time accounts. Its loan products include commercial real estate and general commercial, mortgage warehouse loans, residential real estate, construction and land, farmland, consumer, paycheck protection program, 1-4 family residential, agricultural, multi-family residential, and consumer loans, as well as purchased receivables financing. The company also provides interest rate swap services; and a range of online banking solutions, such as access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and ATMs, as well as mobile banking, mail, and personal appointment. In addition, it offers debit cards, night depository services, direct deposits, cashier's checks, and letters of credit; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearinghouse origination, and stop payments; and cash management deposit products and services consisting of lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts. As of December 31, 2021, the company operated 18 full-service branches located in the Dallas-Fort Worth metroplex, and 10 full-service branches in the Houston metropolitan area. Veritex Holdings, Inc. was incorporated in 2009 and is headquartered in Dallas, Texas.

Full VBTX Calculator →

MAINBDC

Main Street Capital Corporation is a business development company specializes in equity capital to lower middle market companies. The firm specializing in recapitalizations, management buyouts, refinancing, family estate planning, management buyouts, refinancing, industry consolidation, mature, later stage emerging growth. The firm also provides debt capital to middle market companies for acquisitions, management buyouts, growth financings, recapitalizations and refinancing. The firm seeks to partner with entrepreneurs, business owners and management teams and generally provides one stop financing alternatives within its lower middle market portfolio. It prefers to invest in air freight and logistics, auto components, building products, chemicals, commercial services, computers, construction and engineering, consumer finance, consumer services, electronic equipment, energy equipment and services, financial services, health care equipment, health care providers, hotels, restaurants, and leisure, internet software and services, IT Services, machinery, oil, gas and consumable fuels, paper and forest products, professional and industrial services, road and rail, software, specialty retail, telecommunication, consumer discretionary, energy, materials, technology, and transportation. The firm typically invests in lower middle market companies generally with annual revenues between $5 million and $300 million. It prefers to invest in ranging between $2 million and $75 million in equity investment and enterprise value in ranging between $3 million and $20 million. The firm typically prefers to invest in the range of $5 million and $50 million per transaction in debt investment value and in the range of $1 million and $20 million in annual EBITDA. The firm's middle market debt investments are made in businesses that are generally larger in size than its lower middle market portfolio companies. It takes 5 percent minority and up to 50 percent majority equity investments. Main Street Capital Corporation was founded in 2007 and is based in Houston, Texas with an additional office in Chojnów, Poland.

Full MAIN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.