Is VCF or FCPT a better dividend investment in 2026?

VCF currently yields 155.52% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: VCF offers higher current income.

What is the dividend yield difference between VCF and FCPT?

VCF has a forward dividend yield of 155.52% ($21.49/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 149.47 percentage points.

Home › Compare › VCF vs FCPT

VCF vs FCPT: Dividend Comparison 2026

VCF yields 155.52% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VCF wins by $355.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VCF

● Live price

155.52%

Share price

$13.82

Annual div

$21.49

5Y div CAGR

-22.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$405.0K

Annual income

$23,001.53

Full VCF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — VCF vs FCPT

📍 VCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VCF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VCF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VCF pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCF

Annual income on $10K today (after 15% tax)

$13,219.15/yr

After 10yr DRIP, annual income (after tax)

$19,551.30/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, VCF beats the other by $14,642.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VCF + FCPT for your $10,000?

VCF: 50%FCPT: 50%

100% FCPT50/50100% VCF

Portfolio after 10yr

$227.0K

Annual income

$14,388.40/yr

Blended yield

6.34%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

VCF

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCF buys

FCPT buys

No recent congressional trades found for VCF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVCFFCPT

Forward yield	155.52% ✓	6.05%
Annual dividend / share	$21.49 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-22.7%	15.8% ✓
Portfolio after 10y	$405.0K ✓	$49.1K
Annual income after 10y	$23,001.53 ✓	$5,775.28
Total dividends collected	$286.1K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: VCF vs FCPT ($10,000, DRIP)

Year	VCF Portfolio	VCF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$22,722	$12,021.65	$11,401	$700.92	+$11.3K → VCF
2	$44,045	$19,733.29	$13,064	$864.84	+$31.0K → VCF
3	$74,763	$27,634.81	$15,051	$1,072.48	+$59.7K → VCF
4	$113,884	$33,887.57	$17,442	$1,337.22	+$96.4K → VCF
5	$159,148	$37,291.62	$20,340	$1,677.08	+$138.8K → VCF
6	$207,936	$37,648.15	$23,880	$2,116.57	+$184.1K → VCF
7	$258,028	$35,536.04	$28,241	$2,689.36	+$229.8K → VCF
8	$307,947	$31,856.71	$33,660	$3,442.07	+$274.3K → VCF
9	$356,970	$27,466.63	$40,456	$4,439.95	+$316.5K → VCF
10	$404,959	$23,001.53	$49,063	$5,775.28	+$355.9K → VCF

VCF vs FCPT: Complete Analysis 2026

VCF — Stock

Delaware Investments Colorado Municipal Income Fund, Inc. is a closed-ended fixed income mutual fund launched by Delaware Management Holdings, Inc. It is managed by Delaware Management Business Trust. The fund invests in the fixed income markets of the United States. It primarily invests in un-insured, investment grade, tax-exempt Colorado municipal obligations, including airport revenue bonds, city general obligation bonds, continuing care/retirement revenue bonds, convention center/auditorium/hotel revenue bonds, dedicated tax and fees revenue bonds, higher education revenue bonds, hospital revenue bonds, municipal lease revenue bonds, parking revenue bonds, political subdivision general obligation bonds, pre-refunded bonds, school district general obligation bonds, school district revenue bonds, turnpike/toll road revenue bonds, and water and sewer revenue bonds. The fund seeks to maintain an average portfolio maturity of 20 to 30 years. It benchmarks the performance of its portfolio against the Barclays Municipal Bond Index and Lipper CE Other States Municipal Debt Funds Average. Delaware Investments Colorado Insured Municipal Income Fund, Inc. was formed on July 29, 1993 and is domiciled in the United States.

Full VCF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.