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VCF vs PM: Dividend Comparison 2026

VCF yields 155.52% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VCF wins by $355.4K in total portfolio value
10 years
VCF
VCF
● Live price
155.52%
Share price
$13.82
Annual div
$21.49
5Y div CAGR
-22.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$405.0K
Annual income
$23,001.53
Full VCF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — VCF vs PM

📍 VCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VCF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VCF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCF
Annual income on $10K today (after 15% tax)
$13,219.15/yr
After 10yr DRIP, annual income (after tax)
$19,551.30/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, VCF beats the other by $17,433.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VCF + PM for your $10,000?

VCF: 50%PM: 50%
100% PM50/50100% VCF
Portfolio after 10yr
$227.3K
Annual income
$12,746.77/yr
Blended yield
5.61%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

VCF
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCF buys
0
PM buys
0
No recent congressional trades found for VCF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCFPM
Forward yield155.52%3.48%
Annual dividend / share$21.49$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-22.7%17.2%
Portfolio after 10y$405.0K$49.6K
Annual income after 10y$23,001.53$2,492.02
Total dividends collected$286.1K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: VCF vs PM ($10,000, DRIP)

YearVCF PortfolioVCF Income/yrPM PortfolioPM Income/yrGap
1← crossover$22,722$12,021.65$11,648$408.29+$11.1KVCF
2$44,045$19,733.29$13,589$495.90+$30.5KVCF
3$74,763$27,634.81$15,877$603.21+$58.9KVCF
4$113,884$33,887.57$18,580$734.88+$95.3KVCF
5$159,148$37,291.62$21,781$896.75+$137.4KVCF
6$207,936$37,648.15$25,578$1,096.12+$182.4KVCF
7$258,028$35,536.04$30,092$1,342.17+$227.9KVCF
8$307,947$31,856.71$35,470$1,646.46+$272.5KVCF
9$356,970$27,466.63$41,892$2,023.58+$315.1KVCF
10$404,959$23,001.53$49,578$2,492.02+$355.4KVCF

VCF vs PM: Complete Analysis 2026

VCFStock

Delaware Investments Colorado Municipal Income Fund, Inc. is a closed-ended fixed income mutual fund launched by Delaware Management Holdings, Inc. It is managed by Delaware Management Business Trust. The fund invests in the fixed income markets of the United States. It primarily invests in un-insured, investment grade, tax-exempt Colorado municipal obligations, including airport revenue bonds, city general obligation bonds, continuing care/retirement revenue bonds, convention center/auditorium/hotel revenue bonds, dedicated tax and fees revenue bonds, higher education revenue bonds, hospital revenue bonds, municipal lease revenue bonds, parking revenue bonds, political subdivision general obligation bonds, pre-refunded bonds, school district general obligation bonds, school district revenue bonds, turnpike/toll road revenue bonds, and water and sewer revenue bonds. The fund seeks to maintain an average portfolio maturity of 20 to 30 years. It benchmarks the performance of its portfolio against the Barclays Municipal Bond Index and Lipper CE Other States Municipal Debt Funds Average. Delaware Investments Colorado Insured Municipal Income Fund, Inc. was formed on July 29, 1993 and is domiciled in the United States.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.