Is VCIF or JEPQ a better dividend investment in 2026?

VCIF currently yields 21.66% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: VCIF offers higher current income.

What is the dividend yield difference between VCIF and JEPQ?

VCIF has a forward dividend yield of 21.66% ($1.70/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 10.56 percentage points.

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VCIF vs JEPQ: Dividend Comparison 2026

VCIF yields 21.66% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VCIF wins by $110236416.15M in total portfolio value

INVESTMENT

TIME HORIZON10 years

VCIF

● Live price

21.66%

Share price

$7.85

Annual div

$1.70

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$110236416.19M

Annual income

$109,267,421,196,080.10

Full VCIF calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — VCIF vs JEPQ

📍 VCIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VCIF	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VCIF + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VCIF pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCIF

Annual income on $10K today (after 15% tax)

$1,841.31/yr

After 10yr DRIP, annual income (after tax)

$92,877,308,016,668.08/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, VCIF beats the other by $92,877,308,014,838.38/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VCIF + JEPQ for your $10,000?

VCIF: 50%JEPQ: 50%

100% JEPQ50/50100% VCIF

Portfolio after 10yr

$55118208.12M

Annual income

$54,633,710,599,116.34/yr

Blended yield

99.12%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCIF buys

JEPQ buys

No recent congressional trades found for VCIF or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVCIFJEPQ

Forward yield	21.66% ✓	11.10%
Annual dividend / share	$1.70	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$110236416.19M ✓	$44.8K
Annual income after 10y	$109,267,421,196,080.10 ✓	$2,152.59
Total dividends collected	$110172029.28M ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VCIF vs JEPQ ($10,000, DRIP)

Year	VCIF Portfolio	VCIF Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$15,032	$4,332.48	$11,930	$1,110.39	+$3.1K → VCIF
2	$28,258	$12,173.46	$14,133	$1,224.34	+$14.1K → VCIF
3	$73,010	$42,773.44	$16,632	$1,340.46	+$56.4K → VCIF
4	$284,685	$206,564.82	$19,454	$1,457.97	+$265.2K → VCIF
5	$1,810,134	$1,505,520.86	$22,626	$1,576.08	+$1.79M → VCIF
6	$19,829,664	$17,892,820.40	$26,175	$1,694.09	+$19.80M → VCIF
7	$387,595,949	$366,378,208.63	$30,133	$1,811.32	+$387.57M → VCIF
8	$13,800,385,838	$13,385,658,172.27	$34,531	$1,927.17	+$13800.35M → VCIF
9	$905,602,799,702	$890,836,386,856.10	$39,403	$2,041.08	+$905602.76M → VCIF
10	$110,236,416,191,762	$109,267,421,196,080.10	$44,787	$2,152.59	+$110236416.15M → VCIF

VCIF vs JEPQ: Complete Analysis 2026

VCIF — Stock

Vertical Capital Income Fund is a close ended fixed income mutual fund launched and managed by Vertical Capital Asset Management, LLC. The fund is co - managed by Behringer Advisors, LLC. The Fund invests mainly in fixed-income securities. The fund invests in stocks of companies operating across diversified sectors. It seeks to benchmark the performance of its portfolio against the Barclays Capital U.S. Mortgage Backed Securities Index. Vertical Capital Income Fund was formed on December 30, 2011 and is domiciled in the United States.

Full VCIF Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.