HomeCompareVCIT vs SPHD

VCIT vs SPHD: Dividend Comparison 2026

VCIT yields 4.72% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VCIT wins by $750.00 in total portfolio value
10 years
VCIT
VCIT
● Live price
4.72%
Share price
$82.75
Annual div
$3.90
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.2K
Annual income
$637.77
Full VCIT calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — VCIT vs SPHD

📍 VCIT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCITSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VCIT + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VCIT pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCIT
Annual income on $10K today (after 15% tax)
$400.82/yr
After 10yr DRIP, annual income (after tax)
$542.10/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, VCIT beats the other by $59.84/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of VCIT + SPHD for your $10,000?

VCIT: 50%SPHD: 50%
100% SPHD50/50100% VCIT
Portfolio after 10yr
$26.9K
Annual income
$602.57/yr
Blended yield
2.24%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCIT buys
0
SPHD buys
0
No recent congressional trades found for VCIT or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCITSPHD
Forward yield4.72%4.30%
Annual dividend / share$3.90$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.2K$26.5K
Annual income after 10y$637.77$567.37
Total dividends collected$5.6K$5.0K
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: VCIT vs SPHD ($10,000, DRIP)

YearVCIT PortfolioVCIT Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,172$471.55$11,130$430.50+$42.00VCIT
2$12,446$492.33$12,357$447.82+$89.00VCIT
3$13,830$512.61$13,687$464.65+$143.00VCIT
4$15,330$532.34$15,126$480.98+$204.00VCIT
5$16,955$551.49$16,682$496.78+$273.00VCIT
6$18,712$570.04$18,362$512.03+$350.00VCIT
7$20,609$587.95$20,174$526.72+$435.00VCIT
8$22,657$605.21$22,127$540.84+$530.00VCIT
9$24,865$621.82$24,230$554.39+$635.00VCIT
10$27,243$637.77$26,493$567.37+$750.00VCIT

VCIT vs SPHD: Complete Analysis 2026

VCITETF

Seeks to provide a moderate and sustainable level of current income. Invests primarily in high-quality (investment-grade) corporate bonds. Moderate interest rate risk, with a dollar-weighted average maturity of 5 to 10 years.

Full VCIT Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.