HomeCompareVCITX vs JNJ

VCITX vs JNJ: Dividend Comparison 2026

VCITX yields 3.27% · JNJ yields 3.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VCITX wins by $4.7K in total portfolio value
10 years
VCITX
VCITX
● Live price
3.27%
Share price
$11.34
Annual div
$0.37
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.7K
Annual income
$404.25
Full VCITX calculator →
JNJ
Johnson & Johnson
● Live price
3.36%
Share price
$147.50
Annual div
$4.96
5Y div CAGR
5.8%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.0K
Annual income
$827.78
Full JNJ calculator →

Portfolio growth — VCITX vs JNJ

📍 VCITX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCITXJNJ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VCITX + JNJ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VCITX pays
JNJ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCITX
Annual income on $10K today (after 15% tax)
$278.31/yr
After 10yr DRIP, annual income (after tax)
$343.61/yr
JNJ
Annual income on $10K today (after 15% tax)
$285.83/yr
After 10yr DRIP, annual income (after tax)
$703.61/yr
At 15% tax rate, JNJ beats the other by $360.00/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of VCITX + JNJ for your $10,000?

VCITX: 50%JNJ: 50%
100% JNJ50/50100% VCITX
Portfolio after 10yr
$22.4K
Annual income
$616.01/yr
Blended yield
2.76%
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Analyst Conviction Gap

Where Wall Street is most bullish on JNJ right now

VCITX
No analyst data
JNJ
Analyst Ratings
20
Buy
17
Hold
3
Sell
Consensus: Buy
Price Target
$228.73
+55.1% upside vs current
Range: $190.00 — $265.00
Altman Z
5.2
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCITX buys
0
JNJ buys
0
No recent congressional trades found for VCITX or JNJ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCITXJNJ
Forward yield3.27%3.36%
Annual dividend / share$0.37$4.96
Payout ratio50%55%
1-year div growth0%4.2%
5-year div CAGR0%5.8%
Portfolio after 10y$24.7K$20.0K
Annual income after 10y$404.25$827.78
Total dividends collected$3.7K$5.6K
Payment frequencyquarterlyquarterly
SectorStockHealthcare

Year-by-year: VCITX vs JNJ ($10,000, DRIP)

YearVCITX PortfolioVCITX Income/yrJNJ PortfolioJNJ Income/yrGap
1← crossover$11,027$327.43$10,676$355.77+$351.00VCITX
2$12,137$337.44$11,407$389.39+$730.00VCITX
3$13,333$347.09$12,198$426.53+$1.1KVCITX
4$14,623$356.37$13,056$467.62+$1.6KVCITX
5$16,012$365.27$13,987$513.12+$2.0KVCITX
6$17,507$373.80$14,998$563.56+$2.5KVCITX
7$19,114$381.96$16,098$619.52+$3.0KVCITX
8$20,842$389.74$17,295$681.69+$3.5KVCITX
9$22,698$397.17$18,599$750.82+$4.1KVCITX
10$24,691$404.25$20,022$827.78+$4.7KVCITX

VCITX vs JNJ: Complete Analysis 2026

VCITXStock

The fund’s investment objective is to seek to provide current income that is exempt from both federal and California personal income taxes. The fund is intended for California residents only. It invests primarily in high-quality municipal bonds issued by California state and local governments, as well as by regional government and public financing authorities. Under normal circumstances, at least 80% of the fund’s assets will be invested in securities whose income is exempt from federal and California state taxes. Although the fund has no limitations on the maturities of individual securities, its dollar-weighted average maturity is expected to be between 10 and 25 years. The fund has an average duration of approximately 6-10 years, making its share price considerably more susceptible to changes in interest rates than shorter-term bond funds. Investors who are looking for a fund that may provide federal and California state tax-exempt interest income and can tolerate interest rate risk may wish to consider this fund.

Full VCITX Calculator →

JNJHealthcare

Johnson & Johnson is a Dividend King with 62+ years of consecutive dividend increases. A healthcare conglomerate spanning pharmaceuticals, MedTech, and consumer health. JNJ spun off its consumer segment as Kenvue in 2023, focusing on higher-margin pharma and medical devices.

Full JNJ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.