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VCLT vs DIVO: Dividend Comparison 2026

VCLT yields 5.62% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $1.8K in total portfolio value
10 years
VCLT
VCLT
● Live price
5.62%
Share price
$74.72
Annual div
$4.20
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$803.82
Full VCLT calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — VCLT vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCLTDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VCLT + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VCLT pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCLT
Annual income on $10K today (after 15% tax)
$477.41/yr
After 10yr DRIP, annual income (after tax)
$683.25/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $151.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VCLT + DIVO for your $10,000?

VCLT: 50%DIVO: 50%
100% DIVO50/50100% VCLT
Portfolio after 10yr
$29.8K
Annual income
$892.75/yr
Blended yield
2.99%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCLT buys
0
DIVO buys
0
No recent congressional trades found for VCLT or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCLTDIVO
Forward yield5.62%6.49% ✓
Annual dividend / share$4.20 ✓$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.0K$30.7K ✓
Annual income after 10y$803.82$981.68 ✓
Total dividends collected$6.9K$8.2K ✓
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: VCLT vs DIVO ($10,000, DRIP)

YearVCLT PortfolioVCLT Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,262$561.66$11,349$649.42$87.00 → DIVO
2$12,641$591.14$12,833$688.83$192.00 → DIVO
3$14,146$620.14$14,459$727.90$313.00 → DIVO
4$15,785$648.57$16,238$766.49$453.00 → DIVO
5$17,566$676.36$18,179$804.47$613.00 → DIVO
6$19,499$703.45$20,293$841.71$794.00 → DIVO
7$21,594$729.77$22,591$878.14$997.00 → DIVO
8$23,861$755.30$25,087$913.65$1.2K → DIVO
9$26,311$779.99$27,791$948.18$1.5K → DIVO
10$28,957$803.82$30,718$981.68$1.8K → DIVO

VCLT vs DIVO: Complete Analysis 2026

VCLT — ETF

Seeks to provide a high and sustainable level of current income. Invests primarily in high-quality (investment-grade) corporate bonds. Maintains a dollar-weighted average maturity of 10 to 25 years.

Full VCLT Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.