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VCLT vs HDV: Dividend Comparison 2026

VCLT yields 5.62% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VCLT wins by $4.7K in total portfolio value
10 years
VCLT
VCLT
● Live price
5.62%
Share price
$74.72
Annual div
$4.20
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$803.82
Full VCLT calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.39
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$352.73
Full HDV calculator →

Portfolio growth — VCLT vs HDV

📍 VCLT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCLTHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VCLT + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VCLT pays
HDV pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCLT
Annual income on $10K today (after 15% tax)
$477.41/yr
After 10yr DRIP, annual income (after tax)
$683.25/yr
HDV
Annual income on $10K today (after 15% tax)
$248.52/yr
After 10yr DRIP, annual income (after tax)
$299.82/yr
At 15% tax rate, VCLT beats the other by $383.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VCLT + HDV for your $10,000?

VCLT: 50%HDV: 50%
100% HDV50/50100% VCLT
Portfolio after 10yr
$26.6K
Annual income
$578.27/yr
Blended yield
2.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCLT buys
0
HDV buys
0
No recent congressional trades found for VCLT or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCLTHDV
Forward yield5.62% ✓2.92%
Annual dividend / share$4.20 ✓$3.96
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.0K ✓$24.3K
Annual income after 10y$803.82 ✓$352.73
Total dividends collected$6.9K ✓$3.2K
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: VCLT vs HDV ($10,000, DRIP)

YearVCLT PortfolioVCLT Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$11,262$561.66$11,002$292.38+$260.00 → VCLT
2$12,641$591.14$12,084$300.36+$557.00 → VCLT
3$14,146$620.14$13,250$308.02+$896.00 → VCLT
4$15,785$648.57$14,506$315.35+$1.3K → VCLT
5$17,566$676.36$15,858$322.35+$1.7K → VCLT
6$19,499$703.45$17,313$329.04+$2.2K → VCLT
7$21,594$729.77$18,878$335.42+$2.7K → VCLT
8$23,861$755.30$20,560$341.49+$3.3K → VCLT
9$26,311$779.99$22,367$347.25+$3.9K → VCLT
10$28,957$803.82$24,307$352.73+$4.7K → VCLT

VCLT vs HDV: Complete Analysis 2026

VCLT — ETF

Seeks to provide a high and sustainable level of current income. Invests primarily in high-quality (investment-grade) corporate bonds. Maintains a dollar-weighted average maturity of 10 to 25 years.

Full VCLT Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.