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VCLT vs XYLD: Dividend Comparison 2026

VCLT yields 5.62% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VCLT wins by $3.7K in total portfolio value
10 years
VCLT
VCLT
● Live price
5.62%
Share price
$74.72
Annual div
$4.20
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$803.82
Full VCLT calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VCLT vs XYLD

📍 VCLT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCLTXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VCLT + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VCLT pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCLT
Annual income on $10K today (after 15% tax)
$477.41/yr
After 10yr DRIP, annual income (after tax)
$683.25/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,052.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VCLT + XYLD for your $10,000?

VCLT: 50%XYLD: 50%
100% XYLD50/50100% VCLT
Portfolio after 10yr
$27.1K
Annual income
$2,011.42/yr
Blended yield
7.42%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCLT buys
0
XYLD buys
0
No recent congressional trades found for VCLT or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCLTXYLD
Forward yield5.62%10.98% ✓
Annual dividend / share$4.20$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.0K ✓$25.3K
Annual income after 10y$803.82$3,219.02 ✓
Total dividends collected$6.9K$19.6K ✓
Payment frequencyquarterlymonthly
SectorETFETF

Year-by-year: VCLT vs XYLD ($10,000, DRIP)

YearVCLT PortfolioVCLT Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,262$561.66$10,818$1,098.39+$444.00 → VCLT
2$12,641$591.14$11,738$1,222.51+$903.00 → VCLT
3$14,146$620.14$12,774$1,364.64+$1.4K → VCLT
4$15,785$648.57$13,944$1,527.86+$1.8K → VCLT
5$17,566$676.36$15,270$1,715.87+$2.3K → VCLT
6$19,499$703.45$16,775$1,933.09+$2.7K → VCLT
7$21,594$729.77$18,490$2,184.87+$3.1K → VCLT
8$23,861$755.30$20,450$2,477.63+$3.4K → VCLT
9$26,311$779.99$22,697$2,819.19+$3.6K → VCLT
10$28,957$803.82$25,280$3,219.02+$3.7K → VCLT

VCLT vs XYLD: Complete Analysis 2026

VCLT — ETF

Seeks to provide a high and sustainable level of current income. Invests primarily in high-quality (investment-grade) corporate bonds. Maintains a dollar-weighted average maturity of 10 to 25 years.

Full VCLT Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.