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VCMDX vs PM: Dividend Comparison 2026

VCMDX yields 12.91% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $2.8K in total portfolio value· pulled ahead in Year 9
10 years
VCMDX
VCMDX
● Live price
12.91%
Share price
$30.64
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.8K
Annual income
$2,882.34
Full VCMDX calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — VCMDX vs PM

📍 PM pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCMDXPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VCMDX + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VCMDX pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCMDX
Annual income on $10K today (after 15% tax)
$1,097.40/yr
After 10yr DRIP, annual income (after tax)
$2,449.99/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, VCMDX beats the other by $331.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VCMDX + PM for your $10,000?

VCMDX: 50%PM: 50%
100% PM50/50100% VCMDX
Portfolio after 10yr
$48.2K
Annual income
$2,687.18/yr
Blended yield
5.58%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

VCMDX
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCMDX buys
0
PM buys
0
No recent congressional trades found for VCMDX or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCMDXPM
Forward yield12.91%3.48%
Annual dividend / share$3.96$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$46.8K$49.6K
Annual income after 10y$2,882.34$2,492.02
Total dividends collected$20.6K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: VCMDX vs PM ($10,000, DRIP)

YearVCMDX PortfolioVCMDX Income/yrPM PortfolioPM Income/yrGap
1$11,991$1,291.06$11,648$408.29+$343.00VCMDX
2$14,277$1,446.84$13,589$495.90+$688.00VCMDX
3$16,887$1,609.99$15,877$603.21+$1.0KVCMDX
4$19,848$1,779.66$18,580$734.88+$1.3KVCMDX
5$23,193$1,954.95$21,781$896.75+$1.4KVCMDX
6$26,951$2,134.91$25,578$1,096.12+$1.4KVCMDX
7$31,156$2,318.57$30,092$1,342.17+$1.1KVCMDX
8$35,842$2,504.98$35,470$1,646.46+$372.00VCMDX
9← crossover$41,044$2,693.21$41,892$2,023.58$848.00PM
10$46,800$2,882.34$49,578$2,492.02$2.8KPM

VCMDX vs PM: Complete Analysis 2026

VCMDXStock

This fund’s purpose is to serve investors as a potential hedge against inflation risk and as further diversification for a traditional stock/bond portfolio. The fund will rely on commodity derivative securities to maximize inflation protection by seeking to outperform its benchmark and reduce the long-term volatility of a well-diversified, balanced portfolio. The commodity-linked exposure will be collateralized with a mix of short-term Treasury inflation-protected securities (TIPS) and Treasury bills (T-bills).

Full VCMDX Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.