HomeCompareVCMDX vs SPHD

VCMDX vs SPHD: Dividend Comparison 2026

VCMDX yields 12.91% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VCMDX wins by $20.3K in total portfolio value
10 years
VCMDX
VCMDX
● Live price
12.91%
Share price
$30.64
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.8K
Annual income
$2,882.34
Full VCMDX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — VCMDX vs SPHD

📍 VCMDX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCMDXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VCMDX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VCMDX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCMDX
Annual income on $10K today (after 15% tax)
$1,097.40/yr
After 10yr DRIP, annual income (after tax)
$2,449.99/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, VCMDX beats the other by $1,967.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VCMDX + SPHD for your $10,000?

VCMDX: 50%SPHD: 50%
100% SPHD50/50100% VCMDX
Portfolio after 10yr
$36.6K
Annual income
$1,724.85/yr
Blended yield
4.71%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCMDX buys
0
SPHD buys
0
No recent congressional trades found for VCMDX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCMDXSPHD
Forward yield12.91%4.30%
Annual dividend / share$3.96$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$46.8K$26.5K
Annual income after 10y$2,882.34$567.37
Total dividends collected$20.6K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VCMDX vs SPHD ($10,000, DRIP)

YearVCMDX PortfolioVCMDX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,991$1,291.06$11,130$430.50+$861.00VCMDX
2$14,277$1,446.84$12,357$447.82+$1.9KVCMDX
3$16,887$1,609.99$13,687$464.65+$3.2KVCMDX
4$19,848$1,779.66$15,126$480.98+$4.7KVCMDX
5$23,193$1,954.95$16,682$496.78+$6.5KVCMDX
6$26,951$2,134.91$18,362$512.03+$8.6KVCMDX
7$31,156$2,318.57$20,174$526.72+$11.0KVCMDX
8$35,842$2,504.98$22,127$540.84+$13.7KVCMDX
9$41,044$2,693.21$24,230$554.39+$16.8KVCMDX
10$46,800$2,882.34$26,493$567.37+$20.3KVCMDX

VCMDX vs SPHD: Complete Analysis 2026

VCMDXStock

This fund’s purpose is to serve investors as a potential hedge against inflation risk and as further diversification for a traditional stock/bond portfolio. The fund will rely on commodity derivative securities to maximize inflation protection by seeking to outperform its benchmark and reduce the long-term volatility of a well-diversified, balanced portfolio. The commodity-linked exposure will be collateralized with a mix of short-term Treasury inflation-protected securities (TIPS) and Treasury bills (T-bills).

Full VCMDX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.