HomeCompareVCOBX vs SPHD

VCOBX vs SPHD: Dividend Comparison 2026

VCOBX yields 4.36% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VCOBX wins by $52.00 in total portfolio value
10 years
VCOBX
VCOBX
● Live price
4.36%
Share price
$17.99
Annual div
$0.78
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.6K
Annual income
$576.19
Full VCOBX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — VCOBX vs SPHD

📍 VCOBX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCOBXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VCOBX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VCOBX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCOBX
Annual income on $10K today (after 15% tax)
$370.38/yr
After 10yr DRIP, annual income (after tax)
$489.76/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, VCOBX beats the other by $4.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VCOBX + SPHD for your $10,000?

VCOBX: 50%SPHD: 50%
100% SPHD50/50100% VCOBX
Portfolio after 10yr
$26.6K
Annual income
$573.75/yr
Blended yield
2.16%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCOBX buys
0
SPHD buys
0
No recent congressional trades found for VCOBX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCOBXSPHD
Forward yield4.36%4.33%
Annual dividend / share$0.78$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.6K$26.5K
Annual income after 10y$576.19$571.32
Total dividends collected$5.1K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VCOBX vs SPHD ($10,000, DRIP)

YearVCOBX PortfolioVCOBX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,136$435.74$11,133$432.85+$3.00VCOBX
2$12,369$453.49$12,363$450.36+$6.00VCOBX
3$13,705$470.75$13,695$467.39+$10.00VCOBX
4$15,152$487.49$15,138$483.90+$14.00VCOBX
5$16,716$503.70$16,697$499.88+$19.00VCOBX
6$18,406$519.34$18,382$515.31+$24.00VCOBX
7$20,229$534.42$20,198$530.17+$31.00VCOBX
8$22,194$548.93$22,157$544.46+$37.00VCOBX
9$24,310$562.85$24,266$558.18+$44.00VCOBX
10$26,588$576.19$26,536$571.32+$52.00VCOBX

VCOBX vs SPHD: Complete Analysis 2026

VCOBXStock

This actively managed fund seeks to provide broadly diversified exposure predominantly to the U.S. investment-grade bond market. The low-cost fund invests in U.S. Treasury, mortgage-backed, and corporate securities of varying yields and maturities (short-, intermediate-, and long-term issues). Using a disciplined, risk-controlled approach, the fund seeks to outperform the broad investment-grade market through security selection, sector allocation, and, to a lesser extent, duration decisions. Like other bond funds, the fund is subject to interest rate risk; increases in interest rates may cause the price of the bonds in the portfolio to decrease, reducing the fund’s NAV. Since the fund invests in all major segments and maturities of the investment-grade fixed income market, investors may consider the fund as a core bond holding.The Vanguard Core Bond Fund is a separate and distinct product from the Vanguard Core Bond ETF (VCRB). Differences in scale, certain investment processes, and underlying holdings are expected to produce different investment returns by the funds.

Full VCOBX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.