HomeCompareVCRAX vs SCHD

VCRAX vs SCHD: Dividend Comparison 2026

VCRAX yields 1.58% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.0K in total portfolio value
10 years
VCRAX
VCRAX
● Live price
1.58%
Share price
$16.00
Annual div
$0.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.0K
Annual income
$174.78
Full VCRAX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — VCRAX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCRAXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VCRAX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VCRAX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCRAX
Annual income on $10K today (after 15% tax)
$134.13/yr
After 10yr DRIP, annual income (after tax)
$148.56/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $210.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VCRAX + SCHD for your $10,000?

VCRAX: 50%SCHD: 50%
100% SCHD50/50100% VCRAX
Portfolio after 10yr
$25.5K
Annual income
$298.69/yr
Blended yield
1.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCRAX buys
0
SCHD buys
0
No recent congressional trades found for VCRAX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCRAXSCHD
Forward yield1.58%3.44%
Annual dividend / share$0.25$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.0K$29.0K
Annual income after 10y$174.78$422.61
Total dividends collected$1.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VCRAX vs SCHD ($10,000, DRIP)

YearVCRAX PortfolioVCRAX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,858$157.80$11,224$344.10$366.00SCHD
2$11,778$160.13$12,567$354.98$789.00SCHD
3$12,765$162.33$14,038$365.30$1.3KSCHD
4$13,823$164.43$15,648$375.06$1.8KSCHD
5$14,957$166.40$17,410$384.27$2.5KSCHD
6$16,172$168.28$19,335$392.95$3.2KSCHD
7$17,474$170.05$21,437$401.10$4.0KSCHD
8$18,869$171.72$23,733$408.75$4.9KSCHD
9$20,363$173.29$26,237$415.91$5.9KSCHD
10$21,963$174.78$28,968$422.61$7.0KSCHD

VCRAX vs SCHD: Complete Analysis 2026

VCRAXStock

The investment seeks total return. The fund invests at least 80% of its net assets (plus borrowings for investment purposes) in securities issued by infrastructure companies. The Sub-Adviser expects to invest primarily in equity securities of companies located in a number of different countries, including the United States. The fund invests primarily in common stock, but may also invest in other equity securities including preferred stocks, convertible securities, rights or warrants to buy common stocks, and depositary receipts with characteristics similar to common stock.

Full VCRAX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.