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VCRB vs ADC: Dividend Comparison 2026

VCRB yields 4.55% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $152.0K in total portfolio value· pulled ahead in Year 3
10 years
VCRB
VCRB
● Live price
4.55%
Share price
$77.28
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.9K
Annual income
$608.26
Full VCRB calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — VCRB vs ADC

📍 ADC pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCRBADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VCRB + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VCRB pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCRB
Annual income on $10K today (after 15% tax)
$386.38/yr
After 10yr DRIP, annual income (after tax)
$517.02/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $68,160.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VCRB + ADC for your $10,000?

VCRB: 50%ADC: 50%
100% ADC50/50100% VCRB
Portfolio after 10yr
$102.9K
Annual income
$40,702.78/yr
Blended yield
39.54%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

VCRB
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCRB buys
0
ADC buys
0
No recent congressional trades found for VCRB or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCRBADC
Forward yield4.55%4.13%
Annual dividend / share$3.51$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$26.9K$178.9K
Annual income after 10y$608.26$80,797.29
Total dividends collected$5.3K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: VCRB vs ADC ($10,000, DRIP)

YearVCRB PortfolioVCRB Income/yrADC PortfolioADC Income/yrGap
1$11,155$454.57$10,990$580.36+$165.00VCRB
2$12,409$473.88$12,301$860.26+$108.00VCRB
3← crossover$13,771$492.70$14,104$1,298.62$333.00ADC
4$15,246$510.98$16,691$2,008.16$1.4KADC
5$16,841$528.70$20,580$3,205.09$3.7KADC
6$18,566$545.83$26,754$5,330.02$8.2KADC
7$20,428$562.37$37,196$9,345.14$16.8KADC
8$22,436$578.29$56,244$17,523.09$33.8KADC
9$24,601$593.59$94,286$35,736.21$69.7KADC
10$26,931$608.26$178,949$80,797.29$152.0KADC

VCRB vs ADC: Complete Analysis 2026

VCRBStock

This actively managed fund seeks to provide broadly diversified exposure predominantly to the U.S. investment-grade bond market. The low-cost fund invests in U.S. Treasury, mortgage-backed, and corporate securities of varying yields and maturities (short-, intermediate-, and long-term issues). Using a disciplined, risk-controlled approach, the fund seeks to outperform the broad investment-grade market through security selection, sector allocation, and, to a lesser extent, duration decisions. Like other bond funds, the fund is subject to interest rate risk; increases in interest rates may cause the price of the bonds in the portfolio to decrease, reducing the fund’s NAV. Since the fund invests in all major segments and maturities of the investment-grade fixed income market, investors may consider the fund as a core bond holding.The Core Bond ETF is a stand alone product and is separate and distinct from the Vanguard Core Bond Fund (VCOBX and VCORX). Differences in scale, certain investment processes, and underlying holdings are expected to produce different investment returns by the funds.

Full VCRB Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.