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VCSAX vs SCHD: Dividend Comparison 2026

VCSAX yields 2.15% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.2K in total portfolio value
10 years
VCSAX
VCSAX
● Live price
2.15%
Share price
$110.51
Annual div
$2.38
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.9K
Annual income
$247.15
Full VCSAX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — VCSAX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVCSAXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VCSAX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VCSAX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VCSAX
Annual income on $10K today (after 15% tax)
$182.81/yr
After 10yr DRIP, annual income (after tax)
$210.08/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $151.98/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VCSAX + SCHD for your $10,000?

VCSAX: 50%SCHD: 50%
100% SCHD50/50100% VCSAX
Portfolio after 10yr
$25.9K
Annual income
$336.55/yr
Blended yield
1.30%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VCSAX buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVCSAXSCHD
Forward yield2.15%3.46%
Annual dividend / share$2.38$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.9K$29.0K
Annual income after 10y$247.15$425.95
Total dividends collected$2.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VCSAX vs SCHD ($10,000, DRIP)

YearVCSAX PortfolioVCSAX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,915$215.08$11,226$346.36$311.00SCHD
2$11,899$219.40$12,572$357.38$673.00SCHD
3$12,955$223.52$14,046$367.84$1.1KSCHD
4$14,089$227.44$15,660$377.73$1.6KSCHD
5$15,307$231.18$17,425$387.07$2.1KSCHD
6$16,613$234.72$19,354$395.86$2.7KSCHD
7$18,014$238.09$21,461$404.13$3.4KSCHD
8$19,516$241.27$23,762$411.89$4.2KSCHD
9$21,126$244.29$26,272$419.15$5.1KSCHD
10$22,853$247.15$29,010$425.95$6.2KSCHD

VCSAX vs SCHD: Complete Analysis 2026

VCSAXStock

This low-cost index fund offers exposure to the consumer staples sector of the U.S. equity market, which includes stocks of companies that provide direct-to-consumer products that, based on consumer spending habits, are considered essential to daily life. The fund’s main risk is its narrow scope—it invests solely in consumer staples stocks. An investor should expect high volatility from the fund, which should be considered only as a small portion of an already well-diversified portfolio.

Full VCSAX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.