Is VDI or O a better dividend investment in 2026?

VDI currently yields 0.68% with a 5% 5-year dividend growth rate. O yields 5.28% with 3.2% growth. The better choice depends on your goal: O offers higher current income.

What is the dividend yield difference between VDI and O?

VDI has a forward dividend yield of 0.68% ($0.22/share annually). O yields 5.28% ($3.23/share annually). The yield gap is 4.60 percentage points.

Home › Compare › VDI vs O

VDI vs O: Dividend Comparison 2026

VDI yields 0.68% · O yields 5.28%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 O wins by $13.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VDI

● Live price

0.68%

Share price

$32.41

Annual div

$0.22

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.6K

Annual income

$71.15

Full VDI calculator →

Realty Income Corporation

● Live price

5.28%

Share price

$61.18

Annual div

$3.23

5Y div CAGR

15.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$5,098.20

Full O calculator →

Portfolio growth — VDI vs O

📍 O pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VDI	O
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VDI + O cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VDI pays

O pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VDI

Annual income on $10K today (after 15% tax)

$57.86/yr

After 10yr DRIP, annual income (after tax)

$60.48/yr

Annual income on $10K today (after 15% tax)

$448.90/yr

After 10yr DRIP, annual income (after tax)

$4,333.47/yr

At 15% tax rate, O beats the other by $4,272.99/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VDI + O for your $10,000?

VDI: 50%O: 50%

100% O50/50100% VDI

Portfolio after 10yr

$27.4K

Annual income

$2,584.68/yr

Blended yield

9.42%

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Analyst Conviction Gap

Where Wall Street is most bullish on O right now

VDI

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$64.00

+4.6% upside vs current

Range: $60.00 — $69.00

Altman Z

1.0

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VDI buys

O buys

No recent congressional trades found for VDI or O in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVDIO

Forward yield	0.68%	5.28% ✓
Annual dividend / share	$0.22	$3.23 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.1% ✓
Portfolio after 10y	$20.6K	$34.2K ✓
Annual income after 10y	$71.15	$5,098.20 ✓
Total dividends collected	$697.00 ✓	$20.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: VDI vs O ($10,000, DRIP)

Year	VDI Portfolio	VDI Income/yr	O Portfolio	O Income/yr	Gap
1← crossover	$10,768	$68.07	$10,818	$607.86	$50.00 → O
2	$11,590	$68.51	$11,786	$741.30	$196.00 → O
3	$12,471	$68.92	$12,944	$910.50	$473.00 → O
4	$13,413	$69.30	$14,343	$1,127.28	$930.00 → O
5	$14,421	$69.66	$16,053	$1,408.17	$1.6K → O
6	$15,501	$70.00	$18,167	$1,776.65	$2.7K → O
7	$16,656	$70.31	$20,815	$2,266.60	$4.2K → O
8	$17,893	$70.61	$24,179	$2,927.66	$6.3K → O
9	$19,216	$70.89	$28,521	$3,833.95	$9.3K → O
10	$20,632	$71.15	$34,218	$5,098.20	$13.6K → O

VDI vs O: Complete Analysis 2026

VDI — Stock

The Fund seeks long-term capital appreciation and income through a systematic, bottom-up approach to international dividend-paying equities, focusing on identifying undervalued investment opportunities while striving to mitigate downside risk.

Full VDI Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.