HomeCompareVDMCY vs SCHD

VDMCY vs SCHD: Dividend Comparison 2026

VDMCY yields 4.47% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.8K in total portfolio value
10 years
VDMCY
VDMCY
● Live price
4.47%
Share price
$8.50
Annual div
$0.38
5Y div CAGR
-33.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.2K
Annual income
$8.64
Full VDMCY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — VDMCY vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVDMCYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VDMCY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VDMCY pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VDMCY
Annual income on $10K today (after 15% tax)
$380.22/yr
After 10yr DRIP, annual income (after tax)
$7.34/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $354.71/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VDMCY + SCHD for your $10,000?

VDMCY: 50%SCHD: 50%
100% SCHD50/50100% VDMCY
Portfolio after 10yr
$25.1K
Annual income
$217.29/yr
Blended yield
0.87%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VDMCY buys
0
SCHD buys
0
No recent congressional trades found for VDMCY or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVDMCYSCHD
Forward yield4.47%3.46%
Annual dividend / share$0.38$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-33.1%0%
Portfolio after 10y$21.2K$29.0K
Annual income after 10y$8.64$425.95
Total dividends collected$916.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VDMCY vs SCHD ($10,000, DRIP)

YearVDMCY PortfolioVDMCY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,999$299.26$11,226$346.36$227.00SCHD
2$11,975$205.80$12,572$357.38$597.00SCHD
3$12,953$140.09$14,046$367.84$1.1KSCHD
4$13,955$94.74$15,660$377.73$1.7KSCHD
5$14,995$63.82$17,425$387.07$2.4KSCHD
6$16,088$42.88$19,354$395.86$3.3KSCHD
7$17,243$28.76$21,461$404.13$4.2KSCHD
8$18,469$19.27$23,762$411.89$5.3KSCHD
9$19,775$12.91$26,272$419.15$6.5KSCHD
10$21,168$8.64$29,010$425.95$7.8KSCHD

VDMCY vs SCHD: Complete Analysis 2026

VDMCYStock

Vodacom Group Limited operates as a connectivity, digital, and financial services company in South Africa and internationally. It offers range of communication services, including data, mobile and fixed voice, messaging, financial services, enterprise IT, and converged services. The company also provides mobile and fixed line connectivity solutions, as well as internet and virtual private network services to its customers over various wireless, fixed-line, satellite, mobile, and converged technologies; and cloud hosting and security services comprising infrastructure as a service, platform as a service, software as a service, security services, hosted applications, and primary and direct connectivity to all hyperscalers. In addition, it offers carrier service products, including wholesale APN data, microwave, managed satellite, WiFi, international private leased circuit, IP transit, fiber, and IP-VPN; ethernet over MPLS, carrier ethernet, cloud connect, dedicated internet access, broadband internet access, software-defined WAN, and VSAT services; sensors and other electronic devices that are attached to a remote machine enabling the capturing of critical information, such as temperature, speed, location, etc.; and digital financial services for personal finance and business solutions. Further, the company offers and SmartCitizen mobile app to provide transparency and accountability with services, such as water and sanitation, roads, education, and health. The company was founded in 1993 and is headquartered in Midrand, South Africa. Vodacom Group Limited is a subsidiary of Vodafone Investments SA (Pty) Limited.

Full VDMCY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.