Is VDRFF or XYLD a better dividend investment in 2026?

VDRFF currently yields 1.69% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between VDRFF and XYLD?

VDRFF has a forward dividend yield of 1.69% ($1.87/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.29 percentage points.

Home › Compare › VDRFF vs XYLD

VDRFF vs XYLD: Dividend Comparison 2026

VDRFF yields 1.69% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VDRFF wins by $84.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VDRFF

● Live price

1.69%

Share price

$110.43

Annual div

$1.87

5Y div CAGR

53.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$110.1K

Annual income

$42,480.05

Full VDRFF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — VDRFF vs XYLD

📍 VDRFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VDRFF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VDRFF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VDRFF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VDRFF

Annual income on $10K today (after 15% tax)

$143.74/yr

After 10yr DRIP, annual income (after tax)

$36,108.04/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, VDRFF beats the other by $33,371.88/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VDRFF + XYLD for your $10,000?

VDRFF: 50%XYLD: 50%

100% XYLD50/50100% VDRFF

Portfolio after 10yr

$67.7K

Annual income

$22,849.53/yr

Blended yield

33.76%

📊

Analyst Conviction Gap

Where Wall Street is split right now

VDRFF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

5.8

Piotroski

7/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VDRFF buys

XYLD buys

No recent congressional trades found for VDRFF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVDRFFXYLD

Forward yield	1.69%	10.98% ✓
Annual dividend / share	$1.87	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	53.6% ✓	0%
Portfolio after 10y	$110.1K ✓	$25.3K
Annual income after 10y	$42,480.05 ✓	$3,219.02
Total dividends collected	$83.5K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VDRFF vs XYLD ($10,000, DRIP)

Year	VDRFF Portfolio	VDRFF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,960	$259.76	$10,818	$1,098.39	+$142.00 → VDRFF
2	$12,136	$408.67	$11,738	$1,222.51	+$398.00 → VDRFF
3	$13,635	$649.59	$12,774	$1,364.64	+$861.00 → VDRFF
4	$15,637	$1,047.69	$13,944	$1,527.86	+$1.7K → VDRFF
5	$18,456	$1,724.81	$15,270	$1,715.87	+$3.2K → VDRFF
6	$22,671	$2,922.43	$16,775	$1,933.09	+$5.9K → VDRFF
7	$29,411	$5,153.13	$18,490	$2,184.87	+$10.9K → VDRFF
8	$41,066	$9,596.66	$20,450	$2,477.63	+$20.6K → VDRFF
9	$63,176	$19,235.62	$22,697	$2,819.19	+$40.5K → VDRFF
10	$110,079	$42,480.05	$25,280	$3,219.02	+$84.8K → VDRFF

VDRFF vs XYLD: Complete Analysis 2026

VDRFF — Stock

Vidrala, S.A., a consumer packaging company, manufactures and sells glass containers for food and beverage products in Spain, the United Kingdom, Ireland, France, Italy, Portugal, and internationally. The company provides glass oil bottles and vinegar bottles, beer bottles, preserve food jars, cider bottles and sparkling wine bottles, spirit bottles, wine glass bottles, and juice bottles, as well as bottles for non-alcoholic beverages. It also offers packaging services, such as logistic solutions and beverage filling. The company was incorporated in 1965 and is headquartered in Laudio/Llodio, Spain.

Full VDRFF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.