HomeCompareVERF vs ADC

VERF vs ADC: Dividend Comparison 2026

VERF yields 2.96% · ADC yields 4.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VERF wins by $40.1K in total portfolio value
10 years
VERF
VERF
● Live price
2.96%
Share price
$25.34
Annual div
$0.75
5Y div CAGR
50.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$217.0K
Annual income
$101,520.29
Full VERF calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — VERF vs ADC

📍 VERF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVERFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VERF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VERF pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VERF
Annual income on $10K today (after 15% tax)
$251.57/yr
After 10yr DRIP, annual income (after tax)
$86,292.25/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, VERF beats the other by $18,592.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VERF + ADC for your $10,000?

VERF: 50%ADC: 50%
100% ADC50/50100% VERF
Portfolio after 10yr
$197.0K
Annual income
$90,583.77/yr
Blended yield
45.99%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

VERF
No analyst data
Altman Z
0.4
Piotroski
5/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VERF buys
0
ADC buys
0
No recent congressional trades found for VERF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVERFADC
Forward yield2.96%4.11%
Annual dividend / share$0.75$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR50.2%40.4%
Portfolio after 10y$217.0K$176.9K
Annual income after 10y$101,520.29$79,647.25
Total dividends collected$184.2K$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: VERF vs ADC ($10,000, DRIP)

YearVERF PortfolioVERF Income/yrADC PortfolioADC Income/yrGap
1← crossover$11,145$444.54$10,987$577.21+$158.00VERF
2$12,620$695.43$12,293$855.34+$327.00VERF
3$14,609$1,105.46$14,088$1,290.70+$521.00VERF
4$17,428$1,796.33$16,660$1,994.91+$768.00VERF
5$21,656$3,008.13$20,525$3,181.85+$1.1KVERF
6$28,419$5,247.06$26,654$5,286.90+$1.8KVERF
7$40,074$9,665.69$37,006$9,259.47+$3.1KVERF
8$62,012$19,132.56$55,862$17,338.74+$6.2KVERF
9$107,912$41,559.52$93,452$35,300.32+$14.5KVERF
10$216,986$101,520.29$176,931$79,647.25+$40.1KVERF

VERF vs ADC: Complete Analysis 2026

VERFStock

Versailles Financial Corporation operates as the thrift holding company for Versailles Savings and Loan Company that provides financial products and services in Darke and Shelby counties. The company's deposit products include checking accounts, money market accounts, passbook savings accounts, statement savings accounts, time deposits, business accounts, IRAs, and certificates of deposit. It also provides real estate loans, including fixed rate and variable rate, construction/permanent, home improvement, and building lot loans, as well as first time home buyer programs; consumer and personal loans, such as new and used cars and light trucks, motorcycles, watercraft, and recreational vehicles loans; and commercial loans. In addition, the company offers debit cards; and online banking services. Versailles Financial Corporation was founded in 1887 and is based in Versailles, Ohio.

Full VERF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.