HomeCompareVERF vs DIVO

VERF vs DIVO: Dividend Comparison 2026

VERF yields 2.96% · DIVO yields 6.62%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VERF wins by $186.0K in total portfolio value· pulled ahead in Year 3
10 years
VERF
VERF
● Live price
2.96%
Share price
$25.34
Annual div
$0.75
5Y div CAGR
50.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$217.0K
Annual income
$101,520.29
Full VERF calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — VERF vs DIVO

📍 VERF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVERFDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VERF + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VERF pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VERF
Annual income on $10K today (after 15% tax)
$251.57/yr
After 10yr DRIP, annual income (after tax)
$86,292.25/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, VERF beats the other by $85,435.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VERF + DIVO for your $10,000?

VERF: 50%DIVO: 50%
100% DIVO50/50100% VERF
Portfolio after 10yr
$124.0K
Annual income
$51,264.39/yr
Blended yield
41.35%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VERF buys
0
DIVO buys
0
No recent congressional trades found for VERF or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVERFDIVO
Forward yield2.96%6.62%
Annual dividend / share$0.75$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR50.2%0%
Portfolio after 10y$217.0K$31.0K
Annual income after 10y$101,520.29$1,008.47
Total dividends collected$184.2K$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VERF vs DIVO ($10,000, DRIP)

YearVERF PortfolioVERF Income/yrDIVO PortfolioDIVO Income/yrGap
1$11,145$444.54$11,362$661.96$217.00DIVO
2$12,620$695.43$12,860$702.91$240.00DIVO
3← crossover$14,609$1,105.46$14,504$743.56+$105.00VERF
4$17,428$1,796.33$16,303$783.73+$1.1KVERF
5$21,656$3,008.13$18,268$823.31+$3.4KVERF
6$28,419$5,247.06$20,408$862.17+$8.0KVERF
7$40,074$9,665.69$22,737$900.20+$17.3KVERF
8$62,012$19,132.56$25,266$937.31+$36.7KVERF
9$107,912$41,559.52$28,008$973.42+$79.9KVERF
10$216,986$101,520.29$30,977$1,008.47+$186.0KVERF

VERF vs DIVO: Complete Analysis 2026

VERFStock

Versailles Financial Corporation operates as the thrift holding company for Versailles Savings and Loan Company that provides financial products and services in Darke and Shelby counties. The company's deposit products include checking accounts, money market accounts, passbook savings accounts, statement savings accounts, time deposits, business accounts, IRAs, and certificates of deposit. It also provides real estate loans, including fixed rate and variable rate, construction/permanent, home improvement, and building lot loans, as well as first time home buyer programs; consumer and personal loans, such as new and used cars and light trucks, motorcycles, watercraft, and recreational vehicles loans; and commercial loans. In addition, the company offers debit cards; and online banking services. Versailles Financial Corporation was founded in 1887 and is based in Versailles, Ohio.

Full VERF Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.