HomeCompareVERF vs PEP

VERF vs PEP: Dividend Comparison 2026

VERF yields 2.96% · PEP yields 3.63%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VERF wins by $75.1K in total portfolio value
10 years
VERF
VERF
● Live price
2.96%
Share price
$25.34
Annual div
$0.75
5Y div CAGR
50.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$217.0K
Annual income
$101,520.29
Full VERF calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — VERF vs PEP

📍 VERF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVERFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VERF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VERF pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VERF
Annual income on $10K today (after 15% tax)
$251.57/yr
After 10yr DRIP, annual income (after tax)
$86,292.25/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, VERF beats the other by $33,697.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VERF + PEP for your $10,000?

VERF: 50%PEP: 50%
100% PEP50/50100% VERF
Portfolio after 10yr
$179.5K
Annual income
$81,697.99/yr
Blended yield
45.53%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

VERF
No analyst data
Altman Z
0.4
Piotroski
5/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VERF buys
0
PEP buys
0
No recent congressional trades found for VERF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVERFPEP
Forward yield2.96%3.63%
Annual dividend / share$0.75$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR50.2%40.4%
Portfolio after 10y$217.0K$141.9K
Annual income after 10y$101,520.29$61,875.67
Total dividends collected$184.2K$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: VERF vs PEP ($10,000, DRIP)

YearVERF PortfolioVERF Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,145$444.54$10,849$509.42+$296.00VERF
2$12,620$695.43$11,969$750.47+$651.00VERF
3$14,609$1,105.46$13,500$1,124.14+$1.1KVERF
4$17,428$1,796.33$15,680$1,721.66+$1.7KVERF
5$21,656$3,008.13$18,929$2,715.34+$2.7KVERF
6$28,419$5,247.06$24,023$4,450.80+$4.4KVERF
7$40,074$9,665.69$32,510$7,669.92+$7.6KVERF
8$62,012$19,132.56$47,709$14,093.60+$14.3KVERF
9$107,912$41,559.52$77,415$28,083.48+$30.5KVERF
10$216,986$101,520.29$141,922$61,875.67+$75.1KVERF

VERF vs PEP: Complete Analysis 2026

VERFStock

Versailles Financial Corporation operates as the thrift holding company for Versailles Savings and Loan Company that provides financial products and services in Darke and Shelby counties. The company's deposit products include checking accounts, money market accounts, passbook savings accounts, statement savings accounts, time deposits, business accounts, IRAs, and certificates of deposit. It also provides real estate loans, including fixed rate and variable rate, construction/permanent, home improvement, and building lot loans, as well as first time home buyer programs; consumer and personal loans, such as new and used cars and light trucks, motorcycles, watercraft, and recreational vehicles loans; and commercial loans. In addition, the company offers debit cards; and online banking services. Versailles Financial Corporation was founded in 1887 and is based in Versailles, Ohio.

Full VERF Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
📬

Get this VERF vs PEP comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

VERF vs SCHDVERF vs JEPIVERF vs OVERF vs KOVERF vs MAINVERF vs MOVERF vs PMVERF vs GIS

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.