HomeCompareVERF vs VIG

VERF vs VIG: Dividend Comparison 2026

VERF yields 2.96% · VIG yields 1.64%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VERF wins by $184.6K in total portfolio value· pulled ahead in Year 3
10 years
VERF
VERF
● Live price
2.96%
Share price
$25.34
Annual div
$0.75
5Y div CAGR
50.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$217.0K
Annual income
$101,520.29
Full VERF calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — VERF vs VIG

📍 VERF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVERFVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VERF + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VERF pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VERF
Annual income on $10K today (after 15% tax)
$251.57/yr
After 10yr DRIP, annual income (after tax)
$86,292.25/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, VERF beats the other by $86,139.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VERF + VIG for your $10,000?

VERF: 50%VIG: 50%
100% VIG50/50100% VERF
Portfolio after 10yr
$124.7K
Annual income
$50,849.73/yr
Blended yield
40.79%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VERF buys
0
VIG buys
0
No recent congressional trades found for VERF or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVERFVIG
Forward yield2.96%1.64%
Annual dividend / share$0.75$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR50.2%0%
Portfolio after 10y$217.0K$32.4K
Annual income after 10y$101,520.29$179.15
Total dividends collected$184.2K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VERF vs VIG ($10,000, DRIP)

YearVERF PortfolioVERF Income/yrVIG PortfolioVIG Income/yrGap
1$11,145$444.54$11,304$163.92$159.00VIG
2$12,620$695.43$12,759$166.33$139.00VIG
3← crossover$14,609$1,105.46$14,382$168.52+$227.00VERF
4$17,428$1,796.33$16,192$170.52+$1.2KVERF
5$21,656$3,008.13$18,210$172.34+$3.4KVERF
6$28,419$5,247.06$20,460$173.98+$8.0KVERF
7$40,074$9,665.69$22,968$175.48+$17.1KVERF
8$62,012$19,132.56$25,763$176.83+$36.2KVERF
9$107,912$41,559.52$28,878$178.05+$79.0KVERF
10$216,986$101,520.29$32,350$179.15+$184.6KVERF

VERF vs VIG: Complete Analysis 2026

VERFStock

Versailles Financial Corporation operates as the thrift holding company for Versailles Savings and Loan Company that provides financial products and services in Darke and Shelby counties. The company's deposit products include checking accounts, money market accounts, passbook savings accounts, statement savings accounts, time deposits, business accounts, IRAs, and certificates of deposit. It also provides real estate loans, including fixed rate and variable rate, construction/permanent, home improvement, and building lot loans, as well as first time home buyer programs; consumer and personal loans, such as new and used cars and light trucks, motorcycles, watercraft, and recreational vehicles loans; and commercial loans. In addition, the company offers debit cards; and online banking services. Versailles Financial Corporation was founded in 1887 and is based in Versailles, Ohio.

Full VERF Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.