Is VFH or QYLD a better dividend investment in 2026?

VFH currently yields 1.61% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between VFH and QYLD?

VFH has a forward dividend yield of 1.61% ($1.94/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 10.31 percentage points.

Home › Compare › VFH vs QYLD

VFH vs QYLD: Dividend Comparison 2026

VFH yields 1.61% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.4K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

VFH

● Live price

1.61%

Share price

$120.81

Annual div

$1.94

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.0K

Annual income

$178.62

Full VFH calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — VFH vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VFH	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VFH + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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VFH pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFH

Annual income on $10K today (after 15% tax)

$136.80/yr

After 10yr DRIP, annual income (after tax)

$151.83/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,658.59/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VFH + QYLD for your $10,000?

VFH: 50%QYLD: 50%

100% QYLD50/50100% VFH

Portfolio after 10yr

$23.7K

Annual income

$2,918.97/yr

Blended yield

12.31%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFH buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Thomas R. Carper	🏛 Senate	$VFH	▼ Sell	$1,001 - $15,000	2023-02-21
Thomas R. Carper	🏛 Senate	$VFH	▼ Sell	$1,001 - $15,000	2023-02-21
Thomas R. Carper	🏛 Senate	$VFH	▲ Buy	$1,001 - $15,000	2022-01-18
Thomas R. Carper	🏛 Senate	$VFH	▲ Buy	$1,001 - $15,000	2022-01-18

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVFHQYLD

Forward yield	1.61%	11.92% ✓
Annual dividend / share	$1.94	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.0K	$25.4K ✓
Annual income after 10y	$178.62	$5,659.31 ✓
Total dividends collected	$1.7K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VFH vs QYLD ($10,000, DRIP)

Year	VFH Portfolio	VFH Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,861	$160.94	$10,352	$1,192.36	+$509.00 → VFH
2	$11,785	$163.36	$10,830	$1,347.57	+$955.00 → VFH
3	$12,775	$165.66	$11,460	$1,539.07	+$1.3K → VFH
4	$13,837	$167.83	$12,275	$1,777.84	+$1.6K → VFH
5	$14,976	$169.89	$13,323	$2,078.95	+$1.7K → VFH
6	$16,196	$171.84	$14,667	$2,463.34	+$1.5K → VFH
7	$17,503	$173.68	$16,396	$2,960.57	+$1.1K → VFH
8	$18,904	$175.43	$18,631	$3,612.97	+$273.00 → VFH
9← crossover	$20,404	$177.07	$21,548	$4,482.15	$1.1K → QYLD
10	$22,011	$178.62	$25,398	$5,659.31	$3.4K → QYLD

VFH vs QYLD: Complete Analysis 2026

VFH — Stock

Seeks to track the performance of a benchmark index that measures the investment return of stocks in the financials sector. Passively managed, using a full-replication strategy when possible and a sampling strategy if regulatory constraints dictate. Includes stocks of companies that provide financial services.

Full VFH Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.