HomeCompareVFICX vs SCHD

VFICX vs SCHD: Dividend Comparison 2026

VFICX yields 4.54% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.0K in total portfolio value
10 years
VFICX
VFICX
● Live price
4.54%
Share price
$8.77
Annual div
$0.40
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.9K
Annual income
$607.17
Full VFICX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — VFICX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVFICXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VFICX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VFICX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFICX
Annual income on $10K today (after 15% tax)
$385.84/yr
After 10yr DRIP, annual income (after tax)
$516.09/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, VFICX beats the other by $156.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VFICX + SCHD for your $10,000?

VFICX: 50%SCHD: 50%
100% SCHD50/50100% VFICX
Portfolio after 10yr
$27.9K
Annual income
$514.88/yr
Blended yield
1.84%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFICX buys
0
SCHD buys
0
No recent congressional trades found for VFICX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVFICXSCHD
Forward yield4.54%3.44%
Annual dividend / share$0.40$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.9K$29.0K
Annual income after 10y$607.17$422.61
Total dividends collected$5.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VFICX vs SCHD ($10,000, DRIP)

YearVFICX PortfolioVFICX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,154$453.93$11,224$344.10$70.00SCHD
2$12,408$473.19$12,567$354.98$159.00SCHD
3$13,768$491.95$14,038$365.30$270.00SCHD
4$15,242$510.18$15,648$375.06$406.00SCHD
5$16,837$527.85$17,410$384.27$573.00SCHD
6$18,561$544.93$19,335$392.95$774.00SCHD
7$20,421$561.42$21,437$401.10$1.0KSCHD
8$22,428$577.29$23,733$408.75$1.3KSCHD
9$24,591$592.54$26,237$415.91$1.6KSCHD
10$26,919$607.17$28,968$422.61$2.0KSCHD

VFICX vs SCHD: Complete Analysis 2026

VFICXStock

This fund provides diversified exposure to medium- and high-quality investment-grade bonds with an average maturity of five to ten years. Reflecting this goal, the fund invests in corporate bonds, pooled consumer loans, and U.S. government bonds within that maturity range. Risks of the fund include the fact that changes in interest rates, both up and down, can affect the fund by resulting in lower bond prices or an eventual decrease in income for the fund. Because the fund invests in only one maturity segment of the fixed income market, it may be considered complementary to a core bond holding in an investment portfolio.

Full VFICX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.