Is VFIN or QYLD a better dividend investment in 2026?

VFIN currently yields 54.83% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: VFIN offers higher current income.

What is the dividend yield difference between VFIN and QYLD?

VFIN has a forward dividend yield of 54.83% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 42.91 percentage points.

Home › Compare › VFIN vs QYLD

VFIN vs QYLD: Dividend Comparison 2026

VFIN yields 54.83% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VFIN wins by $478.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VFIN

● Live price

54.83%

Share price

$3.65

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$504.0K

Annual income

$109,855.72

Full VFIN calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — VFIN vs QYLD

📍 VFIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VFIN	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VFIN + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VFIN pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFIN

Annual income on $10K today (after 15% tax)

$4,660.60/yr

After 10yr DRIP, annual income (after tax)

$93,377.36/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, VFIN beats the other by $88,566.95/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VFIN + QYLD for your $10,000?

VFIN: 50%QYLD: 50%

100% QYLD50/50100% VFIN

Portfolio after 10yr

$264.7K

Annual income

$57,757.52/yr

Blended yield

21.82%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFIN buys

QYLD buys

No recent congressional trades found for VFIN or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVFINQYLD

Forward yield	54.83% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$504.0K ✓	$25.4K
Annual income after 10y	$109,855.72 ✓	$5,659.31
Total dividends collected	$410.4K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: VFIN vs QYLD ($10,000, DRIP)

Year	VFIN Portfolio	VFIN Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$16,183	$5,483.06	$10,352	$1,192.36	+$5.8K → VFIN
2	$25,609	$8,292.77	$10,830	$1,347.57	+$14.8K → VFIN
3	$39,666	$12,264.27	$11,460	$1,539.07	+$28.2K → VFIN
4	$60,196	$17,753.52	$12,275	$1,777.84	+$47.9K → VFIN
5	$89,589	$25,179.82	$13,323	$2,078.95	+$76.3K → VFIN
6	$130,884	$35,023.48	$14,667	$2,463.34	+$116.2K → VFIN
7	$187,865	$47,819.63	$16,396	$2,960.57	+$171.5K → VFIN
8	$265,164	$64,147.99	$18,631	$3,612.97	+$246.5K → VFIN
9	$368,344	$84,618.83	$21,548	$4,482.15	+$346.8K → VFIN
10	$503,984	$109,855.72	$25,398	$5,659.31	+$478.6K → VFIN

VFIN vs QYLD: Complete Analysis 2026

VFIN — Stock

The adviser and sub-adviser seek to achieve the fund's investment objective by investing in U.S. and foreign equity securities and equity securities of companies engaging in activities that are consistent with the fund's investment theme of financial technology disruption. Under normal circumstances, the fund will invest at least 80% of its net assets (plus any borrowings for investment purposes) in domestic and foreign securities of companies that are engaged in the fund’s investment theme. It is non-diversified.

Full VFIN Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.