HomeCompareVFISX vs PM

VFISX vs PM: Dividend Comparison 2026

VFISX yields 3.48% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $24.5K in total portfolio value
10 years
VFISX
VFISX
● Live price
3.48%
Share price
$9.88
Annual div
$0.34
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$435.64
Full VFISX calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — VFISX vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVFISXPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VFISX + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VFISX pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFISX
Annual income on $10K today (after 15% tax)
$295.99/yr
After 10yr DRIP, annual income (after tax)
$370.29/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, PM beats the other by $1,747.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VFISX + PM for your $10,000?

VFISX: 50%PM: 50%
100% PM50/50100% VFISX
Portfolio after 10yr
$37.3K
Annual income
$1,463.83/yr
Blended yield
3.92%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

VFISX
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFISX buys
0
PM buys
0
No recent congressional trades found for VFISX or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVFISXPM
Forward yield3.48%3.48%
Annual dividend / share$0.34$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$25.0K$49.6K
Annual income after 10y$435.64$2,492.02
Total dividends collected$3.9K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: VFISX vs PM ($10,000, DRIP)

YearVFISX PortfolioVFISX Income/yrPM PortfolioPM Income/yrGap
1← crossover$11,048$348.22$11,648$408.29$600.00PM
2$12,181$359.55$13,589$495.90$1.4KPM
3$13,404$370.49$15,877$603.21$2.5KPM
4$14,724$381.02$18,580$734.88$3.9KPM
5$16,145$391.14$21,781$896.75$5.6KPM
6$17,676$400.85$25,578$1,096.12$7.9KPM
7$19,324$410.15$30,092$1,342.17$10.8KPM
8$21,096$419.05$35,470$1,646.46$14.4KPM
9$23,000$427.54$41,892$2,023.58$18.9KPM
10$25,046$435.64$49,578$2,492.02$24.5KPM

VFISX vs PM: Complete Analysis 2026

VFISXStock

This fund at a minimum invests 80% of the assets in debt issued directly by the government in the form of Treasury bills, notes or bonds (including inflation-protected securities) and may invest in other securities including, but not limited to, debt issued by federal agencies that are sponsored, guaranteed, or owned by the federal government. A key risk of the fund is the fact that changes in interest rates can eventually lead to a decrease in income for the fund. Although short-term bond funds historically tend to have higher yields than money market funds, unlike money market funds, their share price fluctuates. Investors with short-term savings goals who are willing to accept some price movement may wish to consider this fund.

Full VFISX Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.