HomeCompareVFISX vs SPHD

VFISX vs SPHD: Dividend Comparison 2026

VFISX yields 3.48% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $1.5K in total portfolio value
10 years
VFISX
VFISX
● Live price
3.48%
Share price
$9.88
Annual div
$0.34
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$435.64
Full VFISX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — VFISX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVFISXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VFISX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VFISX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFISX
Annual income on $10K today (after 15% tax)
$295.99/yr
After 10yr DRIP, annual income (after tax)
$370.29/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $115.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VFISX + SPHD for your $10,000?

VFISX: 50%SPHD: 50%
100% SPHD50/50100% VFISX
Portfolio after 10yr
$25.8K
Annual income
$503.48/yr
Blended yield
1.95%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFISX buys
0
SPHD buys
0
No recent congressional trades found for VFISX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVFISXSPHD
Forward yield3.48%4.33%
Annual dividend / share$0.34$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.0K$26.5K
Annual income after 10y$435.64$571.32
Total dividends collected$3.9K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VFISX vs SPHD ($10,000, DRIP)

YearVFISX PortfolioVFISX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,048$348.22$11,133$432.85$85.00SPHD
2$12,181$359.55$12,363$450.36$182.00SPHD
3$13,404$370.49$13,695$467.39$291.00SPHD
4$14,724$381.02$15,138$483.90$414.00SPHD
5$16,145$391.14$16,697$499.88$552.00SPHD
6$17,676$400.85$18,382$515.31$706.00SPHD
7$19,324$410.15$20,198$530.17$874.00SPHD
8$21,096$419.05$22,157$544.46$1.1KSPHD
9$23,000$427.54$24,266$558.18$1.3KSPHD
10$25,046$435.64$26,536$571.32$1.5KSPHD

VFISX vs SPHD: Complete Analysis 2026

VFISXStock

This fund at a minimum invests 80% of the assets in debt issued directly by the government in the form of Treasury bills, notes or bonds (including inflation-protected securities) and may invest in other securities including, but not limited to, debt issued by federal agencies that are sponsored, guaranteed, or owned by the federal government. A key risk of the fund is the fact that changes in interest rates can eventually lead to a decrease in income for the fund. Although short-term bond funds historically tend to have higher yields than money market funds, unlike money market funds, their share price fluctuates. Investors with short-term savings goals who are willing to accept some price movement may wish to consider this fund.

Full VFISX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.