HomeCompareVFISX vs XYLD

VFISX vs XYLD: Dividend Comparison 2026

VFISX yields 3.48% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $234.00 in total portfolio value· pulled ahead in Year 10
10 years
VFISX
VFISX
● Live price
3.48%
Share price
$9.88
Annual div
$0.34
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$435.64
Full VFISX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VFISX vs XYLD

📍 XYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVFISXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VFISX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VFISX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFISX
Annual income on $10K today (after 15% tax)
$295.99/yr
After 10yr DRIP, annual income (after tax)
$370.29/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,365.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VFISX + XYLD for your $10,000?

VFISX: 50%XYLD: 50%
100% XYLD50/50100% VFISX
Portfolio after 10yr
$25.2K
Annual income
$1,827.33/yr
Blended yield
7.26%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFISX buys
0
XYLD buys
0
No recent congressional trades found for VFISX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVFISXXYLD
Forward yield3.48%10.98%
Annual dividend / share$0.34$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.0K$25.3K
Annual income after 10y$435.64$3,219.02
Total dividends collected$3.9K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VFISX vs XYLD ($10,000, DRIP)

YearVFISX PortfolioVFISX Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,048$348.22$10,818$1,098.39+$230.00VFISX
2$12,181$359.55$11,738$1,222.51+$443.00VFISX
3$13,404$370.49$12,774$1,364.64+$630.00VFISX
4$14,724$381.02$13,944$1,527.86+$780.00VFISX
5$16,145$391.14$15,270$1,715.87+$875.00VFISX
6$17,676$400.85$16,775$1,933.09+$901.00VFISX
7$19,324$410.15$18,490$2,184.87+$834.00VFISX
8$21,096$419.05$20,450$2,477.63+$646.00VFISX
9$23,000$427.54$22,697$2,819.19+$303.00VFISX
10← crossover$25,046$435.64$25,280$3,219.02$234.00XYLD

VFISX vs XYLD: Complete Analysis 2026

VFISXStock

This fund at a minimum invests 80% of the assets in debt issued directly by the government in the form of Treasury bills, notes or bonds (including inflation-protected securities) and may invest in other securities including, but not limited to, debt issued by federal agencies that are sponsored, guaranteed, or owned by the federal government. A key risk of the fund is the fact that changes in interest rates can eventually lead to a decrease in income for the fund. Although short-term bond funds historically tend to have higher yields than money market funds, unlike money market funds, their share price fluctuates. Investors with short-term savings goals who are willing to accept some price movement may wish to consider this fund.

Full VFISX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.