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VFLAX vs XYLD: Dividend Comparison 2026

VFLAX yields 6.40% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VFLAX wins by $5.3K in total portfolio value
10 years
VFLAX
VFLAX
● Live price
6.40%
Share price
$26.92
Annual div
$1.72
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.5K
Annual income
$962.66
Full VFLAX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — VFLAX vs XYLD

📍 VFLAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVFLAXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VFLAX + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VFLAX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFLAX
Annual income on $10K today (after 15% tax)
$544.35/yr
After 10yr DRIP, annual income (after tax)
$818.26/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,917.91/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VFLAX + XYLD for your $10,000?

VFLAX: 50%XYLD: 50%
100% XYLD50/50100% VFLAX
Portfolio after 10yr
$27.9K
Annual income
$2,090.84/yr
Blended yield
7.49%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFLAX buys
0
XYLD buys
0
No recent congressional trades found for VFLAX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVFLAXXYLD
Forward yield6.40%10.98% ✓
Annual dividend / share$1.72$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.5K ✓$25.3K
Annual income after 10y$962.66$3,219.02 ✓
Total dividends collected$8.1K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: VFLAX vs XYLD ($10,000, DRIP)

YearVFLAX PortfolioVFLAX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,340$640.41$10,818$1,098.39+$522.00 → VFLAX
2$12,813$678.74$11,738$1,222.51+$1.1K → VFLAX
3$14,427$716.71$12,774$1,364.64+$1.7K → VFLAX
4$16,191$754.18$13,944$1,527.86+$2.2K → VFLAX
5$18,115$791.02$15,270$1,715.87+$2.8K → VFLAX
6$20,210$827.14$16,775$1,933.09+$3.4K → VFLAX
7$22,487$862.44$18,490$2,184.87+$4.0K → VFLAX
8$24,958$896.83$20,450$2,477.63+$4.5K → VFLAX
9$27,636$930.26$22,697$2,819.19+$4.9K → VFLAX
10$30,533$962.66$25,280$3,219.02+$5.3K → VFLAX

VFLAX vs XYLD: Complete Analysis 2026

VFLAX — Stock

First Trust Alternative Opportunities Fund, acts as Closed-End Investment Fund/Investment Trust. The company is headquartered in Milwaukee, WI.

Full VFLAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.