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VFLEX vs SCHD: Dividend Comparison 2026

VFLEX yields 6.40% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VFLEX wins by $1.5K in total portfolio value
10 years
VFLEX
VFLEX
● Live price
6.40%
Share price
$27.34
Annual div
$1.75
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.5K
Annual income
$961.44
Full VFLEX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — VFLEX vs SCHD

📍 VFLEX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVFLEXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VFLEX + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
VFLEX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFLEX
Annual income on $10K today (after 15% tax)
$543.86/yr
After 10yr DRIP, annual income (after tax)
$817.22/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, VFLEX beats the other by $455.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VFLEX + SCHD for your $10,000?

VFLEX: 50%SCHD: 50%
100% SCHD50/50100% VFLEX
Portfolio after 10yr
$29.8K
Annual income
$693.69/yr
Blended yield
2.33%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFLEX buys
0
SCHD buys
0
No recent congressional trades found for VFLEX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVFLEXSCHD
Forward yield6.40% ✓3.46%
Annual dividend / share$1.75 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.5K ✓$29.0K
Annual income after 10y$961.44 ✓$425.95
Total dividends collected$8.1K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VFLEX vs SCHD ($10,000, DRIP)

YearVFLEX PortfolioVFLEX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,340$639.83$11,226$346.36+$114.00 → VFLEX
2$12,812$678.09$12,572$357.38+$240.00 → VFLEX
3$14,425$715.99$14,046$367.84+$379.00 → VFLEX
4$16,188$753.38$15,660$377.73+$528.00 → VFLEX
5$18,111$790.16$17,425$387.07+$686.00 → VFLEX
6$20,205$826.20$19,354$395.86+$851.00 → VFLEX
7$22,481$861.43$21,461$404.13+$1.0K → VFLEX
8$24,950$895.75$23,762$411.89+$1.2K → VFLEX
9$27,626$929.11$26,272$419.15+$1.4K → VFLEX
10$30,521$961.44$29,010$425.95+$1.5K → VFLEX

VFLEX vs SCHD: Complete Analysis 2026

VFLEX — Stock

First Trust Alternative Opportunities Fund, acts as Closed-End Investment Fund/Investment Trust. The company is headquartered in Milwaukee, WI.

Full VFLEX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.