Is VFORX or DVY a better dividend investment in 2026?

VFORX currently yields 2.86% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: DVY offers higher current income.

What is the dividend yield difference between VFORX and DVY?

VFORX has a forward dividend yield of 2.86% ($1.38/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 0.64 percentage points.

Home › Compare › VFORX vs DVY

VFORX vs DVY: Dividend Comparison 2026

VFORX yields 2.86% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $1.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

VFORX

● Live price

2.86%

Share price

$48.29

Annual div

$1.38

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.0K

Annual income

$344.18

Full VFORX calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — VFORX vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	VFORX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, VFORX + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

VFORX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFORX

Annual income on $10K today (after 15% tax)

$243.26/yr

After 10yr DRIP, annual income (after tax)

$292.55/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, DVY beats the other by $79.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of VFORX + DVY for your $10,000?

VFORX: 50%DVY: 50%

100% DVY50/50100% VFORX

Portfolio after 10yr

$24.5K

Annual income

$390.98/yr

Blended yield

1.59%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFORX buys

DVY buys

No recent congressional trades found for VFORX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricVFORXDVY

Forward yield	2.86%	3.50% ✓
Annual dividend / share	$1.38	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.0K	$25.1K ✓
Annual income after 10y	$344.18	$437.78 ✓
Total dividends collected	$3.2K	$4.0K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: VFORX vs DVY ($10,000, DRIP)

Year	VFORX Portfolio	VFORX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$10,986	$286.19	$11,050	$349.62	$64.00 → DVY
2	$12,049	$293.84	$12,184	$361.04	$135.00 → DVY
3	$13,194	$301.19	$13,409	$372.07	$215.00 → DVY
4	$14,425	$308.23	$14,730	$382.68	$305.00 → DVY
5	$15,750	$314.96	$16,154	$392.89	$404.00 → DVY
6	$17,174	$321.38	$17,688	$402.69	$514.00 → DVY
7	$18,704	$327.51	$19,338	$412.07	$634.00 → DVY
8	$20,346	$333.35	$21,113	$421.04	$767.00 → DVY
9	$22,110	$338.90	$23,020	$429.61	$910.00 → DVY
10	$24,001	$344.18	$25,070	$437.78	$1.1K → DVY

VFORX vs DVY: Complete Analysis 2026

VFORX — Stock

Vanguard Target Retirement Funds offer a diversified portfolio within a single fund that adjusts its underlying asset mix over time. The funds provide broad diversification while incrementally decreasing exposure to stocks and increasing exposure to bonds as each fund’s target retirement date approaches. The funds continue to adjust for approximately seven years after that date until their allocations match that of the Target Retirement Income Fund. Investors in the funds should be able to tolerate the risks that come from the volatility of the stock and bond markets. You may wish to consider this fund if you’re planning to retire between 2038 and 2042.

Full VFORX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.