HomeCompareVFQY vs SCHD

VFQY vs SCHD: Dividend Comparison 2026

VFQY yields 1.23% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.6K in total portfolio value
10 years
VFQY
VFQY
● Live price
1.23%
Share price
$146.36
Annual div
$1.80
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$133.50
Full VFQY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — VFQY vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVFQYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VFQY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VFQY pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFQY
Annual income on $10K today (after 15% tax)
$104.76/yr
After 10yr DRIP, annual income (after tax)
$113.48/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $248.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VFQY + SCHD for your $10,000?

VFQY: 50%SCHD: 50%
100% SCHD50/50100% VFQY
Portfolio after 10yr
$25.2K
Annual income
$279.72/yr
Blended yield
1.11%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFQY buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVFQYSCHD
Forward yield1.23%3.46%
Annual dividend / share$1.80$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.4K$29.0K
Annual income after 10y$133.50$425.95
Total dividends collected$1.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VFQY vs SCHD ($10,000, DRIP)

YearVFQY PortfolioVFQY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,823$123.24$11,226$346.36$403.00SCHD
2$11,706$124.66$12,572$357.38$866.00SCHD
3$12,651$126.01$14,046$367.84$1.4KSCHD
4$13,664$127.27$15,660$377.73$2.0KSCHD
5$14,749$128.47$17,425$387.07$2.7KSCHD
6$15,911$129.60$19,354$395.86$3.4KSCHD
7$17,155$130.66$21,461$404.13$4.3KSCHD
8$18,488$131.67$23,762$411.89$5.3KSCHD
9$19,914$132.61$26,272$419.15$6.4KSCHD
10$21,442$133.50$29,010$425.95$7.6KSCHD

VFQY vs SCHD: Complete Analysis 2026

VFQYStock

Advisor uses a rules-based quantitative model to evaluate U.S. common stocks.Fund invests in stocks with strong fundamentals.The portfolio includes a diverse mix of stocks representing many different market capitalizations (large, mid, and small), market sectors, and industry groups.Portfolio companies may exhibit strong profitability and healthy balance sheets.Seeks long-term capital appreciation.Typically, at least 80% of the fund’s assets will be invested in securities issued by U.S. companies.Note: The Quality factor is measured by operating profitability, gross profitability, change in net operating assets, intangibles intensity (for non-financial stocks); operating profitability, equity issuance (for financial stocks).

Full VFQY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.