HomeCompareVFSTX vs DVY

VFSTX vs DVY: Dividend Comparison 2026

VFSTX yields 4.55% · DVY yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VFSTX wins by $1.9K in total portfolio value
10 years
VFSTX
VFSTX
● Live price
4.55%
Share price
$10.42
Annual div
$0.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.9K
Annual income
$609.80
Full VFSTX calculator →
DVY
DVY
● Live price
3.46%
Share price
$151.41
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$432.91
Full DVY calculator →

Portfolio growth — VFSTX vs DVY

📍 VFSTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVFSTXDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VFSTX + DVY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VFSTX pays
DVY pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VFSTX
Annual income on $10K today (after 15% tax)
$387.14/yr
After 10yr DRIP, annual income (after tax)
$518.33/yr
DVY
Annual income on $10K today (after 15% tax)
$294.47/yr
After 10yr DRIP, annual income (after tax)
$367.97/yr
At 15% tax rate, VFSTX beats the other by $150.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VFSTX + DVY for your $10,000?

VFSTX: 50%DVY: 50%
100% DVY50/50100% VFSTX
Portfolio after 10yr
$26.0K
Annual income
$521.35/yr
Blended yield
2.01%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VFSTX buys
0
DVY buys
0
No recent congressional trades found for VFSTX or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVFSTXDVY
Forward yield4.55%3.46%
Annual dividend / share$0.47$5.25
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.9K$25.0K
Annual income after 10y$609.80$432.91
Total dividends collected$5.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: VFSTX vs DVY ($10,000, DRIP)

YearVFSTX PortfolioVFSTX Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,155$455.46$11,046$346.43+$109.00VFSTX
2$12,411$474.85$12,177$357.65+$234.00VFSTX
3$13,774$493.74$13,398$368.47+$376.00VFSTX
4$15,250$512.10$14,715$378.89+$535.00VFSTX
5$16,847$529.89$16,134$388.90+$713.00VFSTX
6$18,574$547.10$17,662$398.51+$912.00VFSTX
7$20,438$563.70$19,306$407.71+$1.1KVFSTX
8$22,448$579.69$21,074$416.50+$1.4KVFSTX
9$24,614$595.06$22,974$424.90+$1.6KVFSTX
10$26,947$609.80$25,015$432.91+$1.9KVFSTX

VFSTX vs DVY: Complete Analysis 2026

VFSTXStock

This fund is designed to give investors exposure to high- and medium-quality, investment-grade bonds with short-term maturities. The fund invests in corporate bonds, pooled consumer loans, and U.S. government bonds. Although short-term bond funds tended to have a higher yield than money market funds, the tradeoff has been that the share price fluctuates. Additionally, increases in interest rates can cause the prices of the bonds in the portfolio, and thus the fund’s share price, to decrease. Investors with a short-term savings goal who are willing to accept some price movement may wish to consider this fund.

Full VFSTX Calculator →

DVYETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.